It is 10 years ago since I bought my house in Brockley. Conveyancing lawyers have now been instructed on the sale but I can't find the deeds. Will this jeopardise the sale?

Don’t worry too much. First there is a possibility that the deeds will be kept by your mortgage company or they could still be with the solicitor who oversaw the purchase. Secondly the likelihood is that the property will be recorded at the land registry and you will be able to establish that you own the property by your conveyancing solicitors obtaining current official copies of the land registers. Almost all conveyancing in Brockley involves registered property but in the rare situation where your home is unregistered it adds to the complexity but is not insurmountable.

I am planning to move house in . Will my conveyancing solicitor liaise with the removal company on the completion day. As an aside, can you suggest a removal company in Brockley. Conveyancing lawyer was organised prior to coming across your page.

On the day of completion you can collect the house keys from the property agent however this can only be done when the sellers solicitors inform the agent that the monies to complete are in and the keys can be passed over. After that you will need to tell the removal company that they can start moving you in. We do not recommend a specific removal organisation but can assist you in locating a residential property solicitor in Brockley or a firm with expertise in conveyancing in Brockley.

My partner and I have organised the release of further funds on our home loan from as we wish to conduct alterations to our home in Brockley. Are we obliged to select a high street Brockley solicitor on the conveyancing panel to handle the legals?

don't usually appoint a member of their conveyancing panel to handle the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the list.

After what seems like an age I have had an offer on a flat in Brockley accepted, the sellers do nevertheless have a connected purchase. The vendors have offered on a flat, but it’s not yet agreed to, and have viewings of other flats booked. I have instructed a high street conveyancing solicitor in Brockley. What should be my next step? At what stage should I apply for the mortgage with ?

It is normal to have concerns where there is a chain as you are unlikely to want to incur expenses too early (mortgage application is in the region of £1k, then valuation, Brockley conveyancing search costs, etc). First, you should ensure that your is on the conveyancing panel. As to the subsequent stages this very much dictated by the uniqueness of your case, desire for this property and on the state of the market. During a hot market many buyers would apply for the mortgage with and pay for the valuation and only if it was satisfactory would they pay their to press on with searches.

I am buying my first flat in Brockley with the aid of help to buy. The developers refused to reduce the amount so I negotiated five thousand pounds worth of extras instead. The property agent told me not inform my lawyer about the extras as it may affect my mortgage with the bank. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

What tools are available to search for a Brockley solicitor on the conveyancing panel? I have wheels and am happy to travel upto 20miles to meet the lawyer.

You can use the search on this page. Please select a bank and your location and you will see a number of Brockley conveyancing lawyers located nearest you. We have detailed some Brockley conveyancing firms at the bottom of this page and you can contact them to see if they are on the member panel

I am hoping to put an offer on a small detached house that seems to meet my requirements, at a great price which is making it more attractive. I have subsequently found out that the title is leasehold as opposed to freehold. I am assuming that there are issues buying a house with a leasehold title in Brockley. Conveyancing advisers have not yet been instructed. Will my lawyers set out the implications of buying a leasehold house in Brockley ?

The majority of houses in Brockley are freehold and not leasehold. This is one of the situations where having a local conveyancer who is familiar with the area who can help the conveyancing process. We note that you are buying in Brockley in which case you should be shopping around for a Brockley conveyancing solicitor and be sure that they are used to transacting on leasehold houses. First you will need to check the number of years remaining. Being a tenant you will not be entirely free to do whatever you want to the property. The lease comes with conditions such as requiring the freeholder’spermission to carry out alterations. You may also be required to pay a contribution towards the maintenance of the estate where the house is located on an estate. Your solicitor will appraise you on the various issues.

I inherited a 1 bedroom flat in Brockley, conveyancing having been completed 1995. Can you give me give me an indication of the likely cost of a lease extension? Equivalent flats in Brockley with a long lease are worth £165,000. The ground rent is £45 invoiced annually. The lease runs out on 21st October 50

You have 50 years unexpired we estimate the premium for your lease extension to be between £36,100 and £41,800 plus costs.

The figure that we have given is a general guide to costs for extending a lease, but we are not able to advice on a more accurate figure in the absence of comprehensive due diligence. Do not use the figures in a Notice of Claim or as an informal offer. There may be additional issues that need to be taken into account and clearly you want to be as accurate as possible in your negotiations. Neither should you take any other action placing reliance on this information before seeking the advice of a professional.