My wife and I have recently bought a property in Crofton Park. We have since encountered a number of problems with the house which we believe were overlooked in the conveyancing searches. Is there anything we can do? Can you clarify the nature of searches that needed to have been ordered as part of conveyancing in Crofton Park?
It is not clear from the question as what problems have arisen and if they are unique to conveyancing in Crofton Park. Conveyancing searches and investigations undertaken as part of the buying process are designed to help avoid problems. As part of the legal transfer of property, a property owner answers a questionnaire called a SPIF. If the information ends up being misleading, you may have a misrepresentation claim against the vendor for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Crofton Park.
We are purchasing a apartment in Crofton Park. I might seem paranoid but how we can trust a lawyer? On the day of competition we will need to deposit our life savings into their account. What is the protection we have from them run away with our money?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
We are due to move house in December. Should my conveyancing solicitor communicate with the removal company on the day of completion. Incidentally, can you suggest a removal company in Crofton Park. Conveyancing solicitor was organised before I stumbled across your website.
On the afternoon of completion you will need to pick up the keys from your selling agent however this can only be done when the sellers lawyers advise the agent that they acknowledge receipt of the completion payment and the keys can be passed over. After that you can advise the removal men that they can start moving you in. We are not in a position to recommend a specific removal company but can help you find a conveyancing in Crofton Park or a legal practice that specialises in conveyancing in Crofton Park.
We are getting a further advance on our mortgage from Leeds Building Society as we intend to conduct a loft conversion to our home in Crofton Park. Do we need to appoint a high street Crofton Park solicitor on the Leeds Building Society conveyancing panel to handle the paperwork?
Leeds Building Society would not normally require a member of their approved list of lawyers to deal with such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Leeds Building Society panel.
I appreciate that there are debates on Chancel Insurance on online forums. Do I require chancel insurance when purchasing a residence in Crofton Park? or I am told that there is a law dating back centuries that could mean that house owners residing in a parish church boundary may be liable to pay for repairs to the chancel within the church. Is this relevant for conveyancing in Crofton Park?
Unless a prior acquisition of the house took place after 12 October 2013 you may assume that lawyers conducting conveyancing in Crofton Park to remain recommending a chancel search and or insurance against a claim.
How does conveyancing in Crofton Park differ for newly converted properties?
Most buyers of new build premises in Crofton Park approach us having been asked by the developer to sign contracts and commit to the purchase even before the house is built. This is because new home sellers in Crofton Park usually purchase the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Crofton Park or who has acted in the same development.
I've recently found out that there is a flying freehold element on a property I put an offer in last month in what should have been a simple, chain free conveyancing. Crofton Park is the location of the property. Can you offer any opinion?
Flying freeholds in Crofton Park are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Crofton Park you would need to get your solicitor to go through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Crofton Park may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.