We are expecting a mortgage offer soon. The bank mentioned the loan came with free conveyancing. Does this mean I have to use their panel conveyancer as I would prefer to appoint a Boldon Colliery based conveyancing firm?

You should check but the the likelihood is that allocate you one of their panel solicitors should you accept the "fee-free" deal. Speak to the mortgage company to explore if they make available a monetary alternative. In the past a few mortgage companies offered a £250 cashback as a further option in which case you could put that amount towards the cost for your conveyancing solicitor near Boldon Colliery.

Me and my brother own a 4 bedroom Edwardian house in Boldon Colliery. Conveyancing lawyer acted for me and Aldermore. I did a free Land Registry search last week and I saw a couple of entries: the first freehold, another for leasehold under the matching address. If a house is not a freehold shouldn't I have been informed?

You should review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Boldon Colliery and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also question the position with your conveyancing lawyer who completed the work.

I was pointed in your direction by numerous selling agents in Boldon Colliery to find a solicitor using your seach tool. What’s the financial inducement for Estate Agents to offer your lawyers ahead of a competitor’s?

We refuse to give any financial incentive for pointing buyers and sellers in our direction. We found it would be just too difficult to pay a commission as a client could think, ‘How come the agent getting a kickback? Why am I not receiving any benefit too?’ We would prefer to grow our business on genuine recommendations.

In my capacity as executor for the estate of my grandmother I am disposing of a house in Neath but I am based in Boldon Colliery. My solicitor (who is 200 miles from merequires that I sign a statutory declaration before the transaction finalising. Can you recommend a conveyancing practitioner in Boldon Colliery who can witness and place their company stamp on the document?

strictly speaking you are not likely to need to have the documents witnessed by a conveyancing solicitor. Normally or notary public or solicitor will be fine regardless of whether they are Boldon Colliery based

I would like to let out my leasehold flat in Boldon Colliery. Conveyancing solicitor who did the purchase is retired - so can't ask her. Do I need to ask my freeholder for their consent?

Your lease dictates the relationship between the landlord and you the flat owner; specifically, it will indicate if subletting is prohibited, or permitted but only subject to certain caveats. The accepted inference is that if the lease contains no specific ban or restriction, subletting is allowed. Most leases in Boldon Colliery do not prevent an absolute prevention of subletting – such a provision would adversely affect the market value the property. Instead, there is usually a basic requirement that the owner notifies the freeholder, possibly supplying a copy of the sublease.

Boldon Colliery Leasehold Conveyancing - A selection of Questions you should ask Prior to Purchasing

For most Boldon Colliery leaseholds the cost for major works are not included within service charges, although there some managing agents in Boldon Colliery obliged leaseholders to contribute towards a sinking fund created for the specific purpose of building a fund for major works. What restrictions are contained in the Boldon Colliery Lease? This information is useful as a) areas may result in problems for the building as the communal areas may begin to deteriorate where maintenance are not paid for b) if the tenants have a dispute with the managing agents you will wish to have all the details