We are about to exchange contracts for a property in Sacriston. We have hit a snag. The mortgage offer with Coventry Building Society runs out on 17/11/2025 but the owners are insisting on a completion date of 19/11/2025. Is it possible to extend the mortgage expiry date?
The best person to deal with your issue is your conveyancer who will hopefully assess if they corresponding with the bank, vendor’s lawyers, estate agents or indeed all parties based on the circumstances your conveyancing as of today.
How can we tell if a Sacriston conveyancing solicitor on the Skipton panel is any good?
When it comes to conveyancing in Sacriston getting recommendations is a sensible start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always advise that you speak with the lawyer carrying out your transaction.
I am purchasing a property in Sacriston. A rare aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Co-operative be concerned?
As you are obtaining a mortgage with Co-operative your lawyer must comply with the formal instructions contained in Part 2 of UK Finance Lenders’ Handbook for Co-operative. The Council of Mortgage Lenders’ Handbook includes minimum specifications for solar panel roof-space leases, and conveyancers are required to report to Co-operative where a lease does not meet these provisions. The requirements relate to the installation of panels on properties countrywide and is not limited to Sacriston.
My husband and I are in the throws of looking at houses in Sacriston and I am about to put in an offer. Should I already have a conveyancer in place at this point? I will be getting a mortgage with Clydesdale.
It would be sensible to commence your search sooner rather than later. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and forward their details on to the EA. Given that you are taking out a mortgage with Clydesdale, ask your prospective lawyers if they are on the Clydesdale conveyancing panel otherwise they can't do the mortgage legal work.
I used Wolstenholmes several years ago for my conveyancing in Sacriston. Now, I need the documents however cannot find the solicitor. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Sacriston of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I'm purchasing my first flat in Sacriston benefiting from help to buy. The builders would not move on the price so I negotiated 6k of extras instead. The property agent suggested that I not reveal to my conveyancer about the deal as it would jeopardize my mortgage with Britannia. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Is planning consent required to change a single dwelling into a couple of flats in Sacriston? This has been carried out to a house opposite to a relative in Sacriston and was not aware of it happening until it was finished.
Planning Consent yes. Building Reg Approval yes.