I am purchasing a leasehold flat in Murton. My Solicitor is not on the lender conveyancing panel. Am I still permitted to retain my Murton conveyancing solicitor notwithstanding that they are not on the bank panel of approved conveyancing solicitors?

Various options include

• Complete the deal with your chosen Murton conveyancing practitioner but your mortgage company will need to use a solicitor on their conveyancing panel. This will result in additional cost together with potential frustration.
• Appoint a new solicitor to act in the purchase, ensuring that they are on the bank conveyancing panel.
• Convince your solicitor to attempt to join the mortgage company panel

What does my ID and proof of funds have anything to do with my conveyancing in Murton? Is this really necessary?

Anti-terror and anti-money-laundering regulations require solicitors and licensed conveyancers to check the identification documents of the person or body they are dealing with before they can accept their conveyancing retainer. The Client Care letter that you need to sign should reaffirm this. Your lender will also require certain documents to be checked. Where you are unwilling to hand over identification documents, your solicitor would not be able to act for you.

A colleague advised me that where I am buying in Murton I should ask my conveyancer to carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?

A search of this type is occasionally quoted for as part of the standard Murton conveyancing searches. It is not a small report of about 40 pages, listing and setting out important information about Murton around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Murton Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, Local Education with maps and statistics, Local Amenities and other useful data about Murton.

I am a sole trader hoping to take over a lease of a shop on a shopping parade. Can you recommend conveyancers offering no-sale-no costs for commercial conveyancing in Murton for less than £2000?

We can recommend firms who host a wealth of experience of commercial conveyancing in Murton, including the sale and acquisition of businesses as well as simply property. If you are intending to acquire or dispose of a shop, pub, restaurant, office, retail unit or a complete business we can find you the right firm. Regarding the costs these will vary based on the structure and terms of the proposed transaction. Please provide us with your contact information or phone so as to enable us to provide you with a detailed commercial conveyancing quote.

I am hoping to put an offer on a small detached house that appears to be perfect, at a reasonable price which is making it all the more appealing. I have since discovered that the title is leasehold as opposed to freehold. I am assuming that there are particular concerns purchasing a leasehold house in Murton. Conveyancing lawyers have are about to be instructed. Will they explain the issues?

Most houses in Murton are freehold rather than leasehold. This is one of the situations where having a local solicitor used to dealing with such properties who can help the conveyancing process. We note that you are buying in Murton so you should seriously consider looking for a Murton conveyancing solicitor and check that they are used to dealing with leasehold houses. First you will need to check the unexpired lease term. As a leaseholder you will not be at liberty to do whatever you want with the house. The lease comes with conditions such as obtaining the landlord’sconsent to conduct alterations. It may be necessary to pay a contribution towards the maintenance of the estate where the house is located on an estate. Your conveyancer should report to you on the legal implications.

I invested in buying a basement flat in Murton, conveyancing was carried out half a dozen years ago. Can you work out an approximate cost of a lease extension? Corresponding flats in Murton with over 90 years remaining are worth £191,000. The ground rent is £55 yearly. The lease comes to an end on 21st October 2079

With only 54 years remaining on your lease the likely cost is going to be between £26,600 and £30,800 plus costs.

The figure that we have given is a general guide to costs for extending a lease, but we cannot give you the actual costs without more detailed investigations. You should not use the figures in a Notice of Claim or as an informal offer. There are no doubt other issues that need to be taken into account and you obviously should be as accurate as possible in your negotiations. Please do not move forward placing reliance on this information without first getting professional advice.