As a FTB what is the most important advice you can give me concerning purchase conveyancing in Cheddar?

Not many law firms shout this from the rooftops but conveyancing in Cheddar or throughout England and Wales is an adversarial process. Put another way, when it comes to conveyancing there exists an abundance of room for confrontation between you and other parties involved in the house moving process. For example, the vendor, estate agent and even potentially the lender. Selecting a lawyer for your conveyancing in Cheddar should not be taken lightly as your conveyancer is your adviser, and is the ONE party in the legal process whose responsibility is to look after your best interests and to keep you safe.

We are witnessing a worrying ongoing adversarial element to conveyancing- someone has to be blamed for the process being so protracted. You must always trust your lawyer above all other parties when it comes to the legal transfer of property.

My brother-in-law has suggested I instruct a conveyancing solicitor in Cheddar. I I would like to check if they are accepted on the The Mortgage Works conveyancing panel. Could you advise?

You should contact your solicitor and enquire if they are on the lender panel. Alternatively you should call The Mortgage Works who may be able to help.

Do I find a Licenced Conveyancer or Solicitor for conveyancing in Cheddar?

There are many registered licenced Conveyancers in Cheddar and Solicitor firms in Cheddar who provide Conveyancing services It is important to make clear that both are supervised by regulatory bodies with both specialising in the legal aspects of transferring property. They may both also deal with associated property related work such as remortgage conveyancing, enfranchisement and transfer of equity conveyancing.

This question may be naive but I am unexperienced as a first time purchaser of a garden flat in Cheddar. Do I receive the keys to the house on completion from my conveyancer? If so, I will find a local conveyancing solicitor in Cheddar?

There is no need to visit the lawyers office on the day of completion. Your solicitors will arrange to send the completion advance to the owner’s conveyancers, and once they have received this, you should be invited to pick up the keys from the selling Agents and start moving into the property. This tends to happen between 1 and 3pm.

Can you help - my lawyer says that missing deeds insurance is needed on my purchase. What is the level of cover for Cheddar conveyancing?

The appropriate level of missing deeds indemnity insurance should be dictated by who your lender. It would differ for example between National Westminster Bank and Chelsea Building Society. Conveyancing lawyers as opposed to members of the public take out such policies.

Me and my brother have a semi-detached Victorian house in Cheddar. Conveyancing practitioner represented me and Birmingham Midshires. I did a free Land Registry search last week and there are two entries: one for freehold, the second leasehold under the matching property. Is it worth asking Birmingham Midshires to clarify?

You need to read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Cheddar and other locations in the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with lenders. You can also enquire as to the situation with your conveyancing solicitor who conducted the purchase.

If instructed can a conveyancer remove a name from the title of my home in Cheddar ?

Removing or adding someone to the title of your house is relatively straightforward. You’ll need to appoint a solicitor to discuss your legal rights before you can proceed with a transfer of property. Contact us to book a free consultation with one a property lawyer