We are buying a 3 bedroom apartment in Highbridge with a mortgage. We have a Highbridge conveyancer, but the mortgage company says he's not on their "panel". It appears that we have little choice but to instruct one of the lender panel conveyancing practices or keep our Highbridge property lawyer and pay for one of their panel firms to represent them. This feels very unfair; are we not able to require that the mortgage company use our Highbridge conveyancing practitioner ?

No, not really. Your mortgage offer is subject to its terms and conditions, one of which will be that lawyers will on the lender’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your Highbridge conveyancing lawyer to apply to be on the conveyancing panel.

I have been referred to a conveyancing solicitor in Highbridge. I I am struggling to find out if they are accepted on the Halifax approved list of lawyers. Could you help?

You should phone your lawyer and enquire if they are on the lender panel. Otherwise please get in touch with Halifax who may be able to confirm.

It has been four months since my purchase conveyancing in Highbridge concluded. I have checked the Land Registry site which shows that I paid £200,000 when infact I paid £180,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

I opted to have a survey done on a house in Highbridge before instructing solicitors. I have been informed that there is a flying freehold overhang to the property. The surveyor advised that some lenders may not give a loan on this type of property.

It varies from the lender to lender. HSBC has different instructions from Birmingham Midshires. If you contact us we can check with the relevant bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Highbridge. Conveyancing may be slightly more expensive based on your lender's requirements.

How diverse are the property law services that Highbridge conveyancing practices manage?

Almost all Highbridge conveyancing solicitors can conduct a number of legal advice to domestic and rural land owners, sellers, investors, freeholders and tenants such as:

Residential sale conveyancing in Highbridge and across the country Property purchase conveyancing in Highbridge and beyond Tenancy Agreements in Highbridge or nationally Staircasing if you are purchasing a further or final share in your shared ownership home Highbridge conveyancing for Conveyancing for repossessed property Council house conveyancing under the right to buy legislation