Can your site be used to locate a Conveyancing solicitor in Worcester even where I’m not purchasing or disposing of a house, for example if I wish to buy a shop in Worcester with a loan from The Mortgage Works?

Our comparison service is predominantly used to locate domestic conveyancing solicitors in Worcester but we have listed towards the end of this page a few Worcester commercial conveyancing firms. You should enquire with the firm directly to establish if they can also act for The Mortgage Works

I require fast conveyancing in Worcester as I have pressure to exchange contracts inside one month. A home loan is not required. Can I avoid the conveyancing searches to save fees and time?

If.Given you are not taking a home loan you are at liberty not to do searches although no conveyancer would recommend that you don't. Drawing on years of experience of conveyancing in Worcester the following are examples of issues that can crop up and therefore impact future saleability: Enforcement Actions, Overdue Fees, Outstanding Grants, Road Schemes,...

How does conveyancing in Worcester differ for newly converted properties?

Most buyers of new build or newly converted property in Worcester contact us having been asked by the housebuilder to sign contracts and commit to the purchase even before the house is constructed. This is because house builders in Worcester tend to acquire the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Worcester or who has acted in the same development.

I opted to have a survey carried out on a property in Worcester before instructing conveyancers. I have been advised that there is a flying freehold aspect to the house. The surveyor advised that some lenders tend refuse to grant a loan on such a house.

It depends who your proposed lender is. Bank of Scotland has different requirements from Halifax. Should you wish to telephone us we can check via the appropriate lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Worcester. Conveyancing may be slightly more expensive based on your lender's requirements.

My solicitors in Worcester have advised me that no longer have my conveyancing file. To assist with my purchase I took out a mortgage with the mortgage company. Is it case that being on the bank conveyancing panel they need to have retained the file for a prescribed period?

It very much depends from lender to lender but many of the Terms and Conditions of Conveyancing Panel Appointment require the file to be held for a period of 6 years. That being said we have not seen a copy of the mortgage company Conveyancing Panel Terms. It might be worth you contacting the bank directly.