We were just about to sign contracts for a garden flat in Droitwich. We encountered a stumbling block. Our mortgage offer with The Mortgage Works runs out on 18/9/2025 but the sellers are putting forward a completion date of 22/9/2025. Is it possible to prolong the loan offer?

The best person to deal with your concern is your conveyancer who is in a position to calculate whether he or she is better off negotiating with the mortgage company, owner’s solicitors, selling agents or indeed all three given the circumstances your transaction as of today.

Can your site be used to recommend a Conveyancing solicitor in Droitwich even where I’m not buying or disposing of a house, for instance if I intend to acquire a shop in Droitwich with a mortgage from Santander?

Our comparison service is mainly used to help choose residential conveyancing solicitors in Droitwich but we have set out at the end of this page a few Droitwich commercial conveyancing firms. You should enquire with the firm directly to check if they are also authorised to represent Santander

Due to the guidance of my in-laws I had a survey completed on a house in Droitwich before retaining solicitors. I have been advised that there is a flying freehold aspect to the house. Our surveyor advised that some mortgage companies tend refuse to grant a loan on this type of premises.

It varies from the lender to lender. Santander has different requirements from Nationwide. If you call us we can look into this further via the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Droitwich. Conveyancing may be slightly more expensive based on your lender's requirements.

What advice can you give us when it comes to appointing a Droitwich conveyancing practice to carry out our lease extension conveyancing?

When appointing a property lawyer for your lease extension (regardless if they are a Droitwich conveyancing practice) it is most important that he or she should be familiar with the legislation and specialises in this area of conveyancing. We advise that you speak with two or three firms including non Droitwich conveyancing practices prior to instructing a firm. If the firm is ALEP accredited then so much the better. The following questions might be helpful:

How experienced is the firm with lease extension legislation? How many lease extensions have they conducted in Droitwich in the last 12 months?

I purchased a ground floor flat in Droitwich, conveyancing formalities finalised in 2000. How much will my lease extension cost? Equivalent properties in Droitwich with a long lease are worth £202,000. The ground rent is £60 yearly. The lease comes to an end on 21st October 2081

With just 56 years left to run we estimate the premium for your lease extension to span between £29,500 and £34,000 plus costs.

The suggested premium range above a general guide to costs for extending a lease, but we cannot give you the actual costs without more comprehensive due diligence. You should not use this information in tribunal or court proceedings. There may be additional issues that need to be considered and clearly you want to be as accurate as possible in your negotiations. Neither should you move forward based on this information before seeking the advice of a professional.

Is it the case that all Droitwich property lawyers on every lender conveyancing panel?

The Lexsure search tool on this page may be of use or you can drop into your local bank branch in Droitwich. Chances are that they will know some good conveyancing solicitors in Droitwich