We are purchasing a property and need a conveyancing solicitor in Upton Upon Severn who is on the HSBC solicitor panel. Could you point me in the right direction as regards a firm?

Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for HSBC . We don't recommend any particular firms conducting conveyancing in Upton Upon Severn.

Can I be sure that the Upton Upon Severn conveyancing solicitor on the Virgin Money panel is any good?

When it comes to conveyancing in Upton Upon Severn getting recommendations is a sensible starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always advise that you speak with the solicitor carrying out your conveyancing.

My fiancee and I are spending time looking at apartments in Upton Upon Severn and I am about to put in an offer. Is it sensible to have my conveyancer on ‘stand by’? I intend to finance via a mortgage with Lloyds.

You should start requesting conveyancing quotes from solicitors ASAP. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their contact information on to the estate agent. Given that you are seeking a mortgage with Lloyds, ask your prospective lawyers if they are on the Lloyds conveyancing panel otherwise they can't do the mortgage legal work.

Intending to buy a maisonette in Upton Upon Severn. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Yorkshire BS conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.

They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Upton Upon Severn conveyancer is on the Yorkshire BS conveyancing panel.

I am purchasing a property and the lawyer has raised the issue of Chancel Repair for which the property may be obligated to pay as it falls into the area of such a church. He has suggested insurance. Is this really necessary for conveyancing in Upton Upon Severn

Unless a previous purchase of the premises took place post 12 October 2013 you can expect conveyancing practitioners delivering conveyancing in Upton Upon Severn to continue to suggest a chancel search and or insurance against a claim.

Yesterday I discovered that there is a flying freehold issue on a house I have offered on a fortnight ago in what should have been a simple, chain free conveyancing. Upton Upon Severn is where the house is located. Can you offer any opinion?

Flying freeholds in Upton Upon Severn are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Upton Upon Severn you must be sure that your lawyer goes through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Upton Upon Severn may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.

I am a negotiator for a reputable estate agent office in Upton Upon Severn where we have witnessed a number of leasehold sales jeopardised as a result of short leases. I have been given inconsistent advice from local Upton Upon Severn conveyancing firms. Can you clarify whether the vendor of a flat can start the lease extension formalities for the buyer?

As long as the seller has owned the lease for at least 2 years it is possible, to serve a Section 42 notice to commence the lease extension process and assign the benefit of the notice to the purchaser. This means that the buyer can avoid having to wait 2 years for a lease extension. Both sets of lawyers will agree to form of assignment. The assignment needs to be completed prior to, or at the same time as completion of the sale.

Alternatively, it may be possible to agree the lease extension with the freeholder either before or after the sale. If you are informally negotiating there are no rules and so you cannot insist on the landlord agreeing to grant an extension or transferring the benefit of an agreement to the buyer.

Upton Upon Severn Leasehold Conveyancing - Sample of Questions you should ask before buying

Its a good idea to discover as much as you can about the managing agents as they will impact your use and enjoyment of the property. As the proprietor of a leasehold property you are often at the mercy of the managing agents from a financial perspective and when it comes to daily matters such as the cleanliness of the communal areas. Ask other people what they think of them. Finally, find out the dates that the maintenance charges are due to the managing agents and precisely what you get for your money. Are any of leasehold owners in dispute over their service charge liability? Are there any major works on the horizon that could increase the service charges?