My financial adviser says he needs my Wolverton law firm’s panel reference for the Santander conveyancing panel. How do I find this out. I have tried my local Wolverton office but they have not got back to me yet.

The sensible thing to do is ask for this information from your Wolverton property lawyer . They should have a central record lender panel numbers.

Last May we completed a house move in Wolverton. We have since encountered a number of issues with the property which we suspect were overlooked in the conveyancing searches. Is there anything we can do? What searches should? have been conducted for conveyancing in Wolverton?

The question is vague as what problems have arisen and if they are unique to conveyancing in Wolverton. Conveyancing searches and due diligence undertaken as part of the buying process are carried out to help avoid problems. As part of the process, the vendor fills in a questionnaire called a Seller’s Property Information Form. If the information proves to be inaccurate, you may have a misrepresentation claim against the owner for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Wolverton.

I'm purchasing a new build house in Wolverton with a loan from The Mortgage Works. The developers would not move on the price so I negotiated 6k of additionals instead. The sale representative told me not disclose to my conveyancer about this side-deal as it would adversely affect my mortgage with The Mortgage Works. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I opted to have a survey completed on a house in Wolverton prior to retaining solicitors. I have been advised that there is a flying freehold element to the house. Our surveyor has said that some banks may refuse to issue a mortgage on such a premises.

It depends who your proposed lender is. Lloyds has different requirements from Halifax. Should you wish to telephone us we can investigate further with the relevant bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Wolverton. Conveyancing may be slightly more expensive based on your lender's requirements.

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At this site secure a fixed fee costs illustration via a Solicitor or Licensed Conveyancer that understands the issues for your conveyancing in Wolverton. As opposed to estate agents and brokerage sites we do not charge firms a fee if you select them for your property ownership legalities in Wolverton