we are a couple who intend to purchase a newly converted apartment in Wootton with a loan from Clydesdale.We like our Wootton conveyancing solicitor but Clydesdale advised that his firm is not listed on their "panel". We have to appoint a Clydesdale panel firm or retain our preferred solicitor and fork out for a Clydesdale panel lawyer to represent them. We feel as though this is unjust; Can we not simply insist that Clydesdale use our lawyer?
Unfortunately,no. The home loan issued to you contains terms and conditions, a common one being that conveyancers needs to be on the Clydesdale conveyancing panel. in the past, most banks had large numbers of solicitors on their panels: a borrower could find one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your lawyer to apply to be on the conveyancing panel for Clydesdale
Do I choose a Licenced Conveyancer or Solicitor for conveyancing in Wootton?
There are two types of lawyers who can do conveyancing in Wootton namely licenced conveyancers or solicitors. Both professionals handle conveyancing services that you need to complete the disposal or acquisition of property. Both are duty bound to perform Wootton conveyancing to the same quality and guidelines so you may be safe in the knowledge that your conveyancing will be professionally carried out and that the requirements and steps should be appropriately taken.
My bid for a property was accepted at auction in Wootton. Conveyancing is required. What are my next steps?
Given that you are now to in every practical sense signed on the dotted line you should retain a conveyancing lawyer quickly as you are faced with a fast approaching a fixed date to complete the purchase. Every auction property will have an associated legal set of papers. This should include evidence of title and search results. In the case of leasehold property the auction papers should contain a copy of the lease, management information and a sellers leasehold information form and other conveyancing documentation pertinent to leasehold premises. You must pass this on to your appointed conveyancing solicitor as soon as possible. You also need to ensure that that you have the requisite funding in place to complete on the on the contractual date .
I currently have a mortgage with TSB for my property in Wootton. Conveyancing has been completed months ago. Should I wish to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform TSB?
Your original mortgage agreement with TSB will provide that you need their approval before renting your property as this is likely to be a breach of TSB’s mortgage conditions. In many cases banks or building societies will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact TSB directly. It should not be necessary to do this via a TSB conveyancing panel lawyer.
I appreciate that there are debates on Chancel Insurance on online forums. Am I compelled to have this when buying a house in Wootton? or Apparently there is historic law that could mean that owners of property residing in a parish church boundary may be liable to pay for maintenance to the chancel in proximity to the church. Is this appropriate for conveyancing in Wootton?
Unless a previous purchase of the house took place post 12 October 2013 you could assume that conveyancing practitioners conducting conveyancing in Wootton to continue to propose a a chancel search and or chancel repair liability policy.
I am downsizing from my house. My former solicitors closed down. I am in need of a recommendation of a conveyancing firm. I happen to live in Wootton if that makes things easier.
Do use our search tool to help you choose a solicitor for your conveyancing in Wootton. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move runs with a minimum of fuss.
My wife and I yesterday found out that one of the directors of the law firm acting on the purchase conveyancing in Wootton is is the father of the seller. Is this permitted?
On the basis that no conflict arises this is allowable. Where you are obtaining mortgage finance then the mortgage company may have a say as many mortgage companies have specific requirements on this. For example for Virgin as of 8/9/2025, the requirements read as follows :