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Find a Roade Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Roade? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Roade home move at risk of delay or failure.

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Recently asked questions about conveyancing in Roade

It is 10 years ago since I acquired my house in Roade. Conveyancing lawyers have just been instructed on the sale but I can't locate my title deeds. Is this a problem?

Don’t worry too much. First the deeds may be retained by the lender or they could be in the possession of the conveyancers who acted in the purchase. Secondly the chances are that the land will be recorded at the land registry and you will be able to prove you are the registered owner by your conveyancing solicitors obtaining current official copies of the land registers. Almost all conveyancing in Roade relates to registered property but in the unlikely event that your property is not registered it adds to the complexity but is not insurmountable.

I have been referred to a conveyancing solicitor in Roade. I I am struggling to find out if they are accepted on the Barclays Direct conveyancing panel. Could you help?

You should phone your conveyancer and enquire if they can act for the lender. Alternatively you can call Barclays Direct who may be able to confirm.

I require quick conveyancing in Roade as I am under pressure to complete in less than 3 weeks. Fortunately I do not need a mortgage. Is it possible to decline from having conveyancing searches to save fees and time?

If.Given you are are a cash purchaser you are at free not to have searches carried out although no lawyer would suggest that you don't. With lots of history conveyancing in Roade the following are examples of what can show up and adversely impact future saleability: Enforcement Actions, Outstanding Fees, Outstanding Grants, Unadopted Roads,...

We're first time buyers - had an offer accepted, yet the selling agent told us that the vendor will only go ahead if we appoint the agent's preferred lawyers as they need a ‘quick sale’. My instinct tells me that we should use a family solicitor who is accustomed to conveyancing in Roade

We suspect that the seller is unaware of this requirement. Should the vendor require ‘a quick sale', alienating a genuine buyer is not the way to achieve this. Contact the sellers directly and make sure they comprehend that (a)you are keen to buy (b)you are ready to progress, with finances in place © you have nothing to sell (d) you intend to proceed fast (e)however you will continue to appoint your own,trusted Roade conveyancing firm - as opposed tothe ones that will earn the negotiator at the agency a kickback or hit his conveyancing targets demanded by senior management.

Do you have any top tips for leasehold conveyancing in Roade from the point of view of expediting the sale process?

  • A significant proportion of the frustration in leasehold conveyancing in Roade can be bypassed if you get in touch lawyers as soon as you market your property and request that they start to collate the leasehold documentation which will be required by the buyers’ representatives.
  • You believe that you know the number of years left on your lease but it would be advisable verify this via your solicitors. A buyer’s lawyer will not be happy to advise their client to where the lease term is below 80 years. In the circumstances it is essential at an early stage that you consider whether the lease requires a lease extension. If it does, contact your solicitors before you put your premises on the market for sale. Many freeholders or Management Companies in Roade levy fees for supplying management packs for a leasehold property. You or your lawyers should discover the actual amount of the charges. The management pack sought as soon as you have a buyer, thus accelerating the process. The typical amount of time it takes to obtain the necessary information is three weeks. It is the most usual reason for frustration in leasehold conveyancing in Roade. A minority of Roade leases require Licence to Assign from the landlord. If this applies to your lease, it would be prudent to place the estate agents on notice to make sure that the purchasers put in hand bank and professional references. The bank reference should make it clear that the buyer is able to meet the annual service charge and the actual amount of the service charge should be quoted in the bank’s letter. You will therefore need to provide your estate agents with the actual amount of the service charge so that they can pass this information on to the buyers or their lawyers. If you have the benefit of shareholding in the Management Company, you should ensure that you are holding the original share document. Obtaining a duplicate share certificate is often a time consuming formality and delays many a Roade conveyancing transaction. Where a new share is necessary, do contact the company officers or managing agents (if applicable) for this at the earliest opportunity.

Roade Conveyancing for Leasehold Flats - A selection of Queries before Purchasing

    What is the service charge and ground rent on the flat? The best form of lease structure is a share of the freehold. In this scenario the lessees benefit from control and notwithstanding that a managing agent is usually employed where the building is larger than a house conversion, the managing agent retained by the leaseholders. Where a Roade lease has fewer than 80 years it will have adverse implications on the salability of the flat. Check with your mortgage company that they are willing to lend given the lease term. A short lease means that you will almost definitely have to extend the lease at some point and you need to have some idea of what this would cost. For most Roadelease extensions you will be required to have owned the property for a couple of years before you are legally able to extend the lease.

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