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Find a Watlington Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Watlington? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Watlington home move at risk of delay or failure.

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Recently asked questions about conveyancing in Watlington

Can the conveyancing solicitors identified through your search tool carry out auction conveyancing in Watlington?

There are a number of niche practitioners we can connect you with those who can conduct auction conveyancing. Watlington is one of our areas of where our lawyers are based.

Have just purchased a repossessed house at auction in Watlington. Conveyancing is required. What is next?

Having for all intents and purposes signed on the dotted line you will need to hire the services of a conveyancing practitioner quickly as you are facing a pending a fixed date to complete the conveyancing. Every auction property will ordinarily have a corresponding auction pack. This will include most,if not all of the documents that your conveyancer requires. In the case of leasehold premises the conveyancing papers should contain a copy of the lease, management information and a sellers leasehold information form and associated conveyancing documentation specific to a leasehold property. You should give this to the conveyancer working for you ASAP. You also need to ensure that you have funds in order to complete on the on the contractual date .

I am purchasing a property in Watlington. One unusual aspect is that the roof has a solar panel. Aldermore have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?

Given that you are obtaining a mortgage with Aldermore your lawyer must follow the conveyancing instructions contained in Section two of UK Finance Lenders’ Handbook for Aldermore. The Council of Mortgage Lenders’ Handbook contains minimum specifications for solar panel roof-space leases, and conveyancing practitioners are required to report to Aldermore where a lease fails to meet these requirements. The requirements relate to the installation of panels on properties in England and Wales and is not isolated to Watlington.

I am selling my flat. I had a double glazing fitted in January 2010, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, Skipton are being pedantic. The Watlington solicitor who is on the Skipton conveyancing panel is recommending indemnity insurance as a solution but Skipton are requiring a building regulation certificate. Why do Skipton have a conveyancing panel if they don't accept advice from them?

It is probably the case that Skipton have referred the matter to their valuer. The reason why Skipton may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.

Me and my brother own a 4 bedroom Georgian property in Watlington. Conveyancing solicitor represented me and Norwich and Peterborough Building Society. I happened to do a free search for it on the Land Registry database and I saw a couple of entries: the first freehold, another for leasehold with the matching property. I'd like to know for sure, how can I find out??

You need to read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Watlington and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also enquire as to the situation with the conveyancing solicitor who conducted the purchase.

About to purchase a new build apartment in Watlington. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Set out below are examples of a selection of leasehold new build questions that you should expect your new-build leasehold conveyancing in Watlington

    The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company?

I have just started marketing my garden apartment in Watlington. Conveyancing has not commenced, but I have just had a half-yearly service charge demand – what should I do?

Your conveyancing lawyer is likely to suggest that you should clear the invoice as usual given that all ground rent and maintenance payments should be allotted as part of the financial calculations for completion monies, so you should recover the relevant percentage by the buyer for the period running from after the completion date to the subsequent invoice date. Most managing agents will not acknowledge the buyer until the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. This will smooth the conveyancing process.

Leasehold Conveyancing in Watlington - Examples of Questions you should consider Prior to Purchasing

    It is important to be aware whether redecorating or some other significant cost is pending to be shared between the leasehold owners and may well dramatically impact the level of the maintenance fees or require a specific invoice. What prohibitions are contained in the Watlington Lease? How much is the ground rent and service charge?

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