Is there a reason why leasehold purchase conveyancing in Pangbourne is more expensive?

In summary, leasehold conveyancing in Pangbourne and Berkshire usually requires extra work compared to freehold conveyancing. This includes lease investigation, communicating with the landlord about the service of applicable notices, obtaining current service charge and management information, procuring the landlord’s consents and reviewing management accounts. The obligations on both the landlord and the tenant in the lease need to be studied by the buyer’s conveyancing team and read from beginning to end – regardless of the fact the lease has passed through many different property solicitors hands since it was first granted.

A colleague advised me that in buying a property in Pangbourne there may be various restrictions prohibiting external changes to the property. Is this right?

We are aware of a number of properties in Pangbourne which have some sort of restriction or requirement of consent to perform external variations. Part of the conveyancing in Pangbourne should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

Are all Pangbourne Conveyancing Quality Solicitors on the Nationwide conveyancing panel?

Some major lenders now make use of the accreditation scheme as the kick off point for Panel approval such as HSBC and Santander. The Law Society’s CQS accreditation however gives no guarantee to lender panel acceptance. That being said,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for solicitors wishing to remain on their panels.

Completion of my remortgage has taken place for my property in Pangbourne. Conveyancing was a necessary evil but I would like to complain about the lender. How does one go about formally complaining?

Most lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Department at head office. Ordinarily complaints to a lender are sorted out effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.

I used Stirling Law a few years past for my conveyancing in Pangbourne. Now, I need the documents however cannot find the solicitor. What do I do?

You should contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Pangbourne of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

I opted to have a survey carried out on a house in Pangbourne before appointing lawyers. I have been told that there is a flying freehold overhang to the house. The surveyor advised that some banks tend not give a loan on this type of property.

It varies from the lender to lender. HSBC has different requirements from Halifax. If you call us we can investigate further via the relevant bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Pangbourne. Conveyancing may be slightly more expensive based on your lender's requirements.

Is planning consent necessary to convert a house into two appartments in Pangbourne? This has taken place to a house next door to my house in Pangbourne and was ignorant of it happening until after the works were done.

Planning Permission yes. Building Reg Approval yes.