My fiance and I are refinancing our flat in Pangbourne with . We have a son approaching twenty who lives with us. Our solicitor requested us to identify any adults other than ourselves who reside at the property. The solicitor has now sent a form for our son to sign, waiving any legal rights in the event that the property is forfeited by the lender. I have a couple of questions (1) Is this form unique to the conveyancing panel as he did not need to sign this form when we bought 5 years ago (2) Does our son by signing this compromise his entitlement to inherit the property?

First, rest assured that your conveyancing panel solicitor is doing the right thing as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to . This is solely used to protect if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.

It is a dozen years since I bought my house in Pangbourne. Conveyancing solicitors have just been appointed on the sale but I can't locate the deeds. Will this cause complications?

Don’t worry too much. Firstly the deeds may be with the lender or they may be in the possession of the solicitor who acted in the purchase. Secondly the likelihood is that the land will be registered at the land registry and you will be able to prove you own the property by your conveyancing lawyers obtaining current official copies of the land registers. Almost all conveyancing in Pangbourne involves registered property but in the unlikely event that your home is not registered it is more tricky but is resolvable.

I am planning to acquire a house and need a conveyancing solicitor in Pangbourne who is on the approved. Could you point me in the right direction as regards a conveyancing firm?

Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for in certain locations such as Pangbourne. We dont recommend any particular firm.

I'm converting the mortgage on my primary home to a BTL loan with and I will use the ballance of the raised equity towards further property. The neighborhood we are looking at is Pangbourne. Will your lawyers be able to act for the two banks and tie in the transactions?

Do use our search tool on this page to ensure that the solicitors are on the relevant lender panels. Assuming that they are your lawyer should be able to simultaneously deal with the two conveyancing matters but you should talk with you solicitor and communicate your desired outcome and requirements.

My solicitors in Pangbourne have advised me that they can not locate my conveyancing file. To assist with my purchase I took out a mortgage with the mortgage company. Is it case that being on the bank conveyancing panel they need to have retained the file for a number of years?

Different lenders have different requirements but many of the Terms and Conditions of Conveyancing Panel Appointment require the file to be held for a period of 6 years. That being said we have not seen a copy of the bank Conveyancing Panel Terms. It might be worth you contacting the bank directly.