Is there a reason to instruct a Thame conveyancing company when internet based alternatives are easier on the wallet?
Its a good idea to get 2 or 3 like-for-like quotes for conveyancing costs in Thame and you should seek a competitive fee calculation but don’t waste your energy scouring the internet for the cheapest Thame conveyancer. Finding the right conveyancer can mark the distinction between a seamless and a stressful house move. It is important that you ensure that you have expert advice from an experienced lawyer. An e-mail can never replace a phone conversation and are no substitute for a face to face meeting. Our partner firms will appoint you a qualified and experienced conveyancing solicitor who can tackle your conveyancing from start to finish, providing a level of continuity that you are unlikely to received from an online conveyancer. Our lawyers will keep you updated as to progress and keep you informed. If you ever need to contact the firm you will know who to ask for and we'll be sure you're not left wondering what's going on.
My brother-in-law has suggested I instruct a conveyancing solicitor in Thame. I need to find out whether they are on the Accord Mortgages Ltd approved list of lawyers. Can you advise?
You should phone the conveyancer and enquire if they are on the lender panel. Otherwise you should call Accord Mortgages Ltd who may be able to assist.
I am aiming to move property in January. Should my conveyancing solicitor communicate with the removal company on the completion day. Incidentally, can you recommend a removal company in Thame. Conveyancing lawyer was organised before I stumbled across this page.
On the afternoon of completion you will need to pick up the house keys from the estate agent but this can only be done when the previous owners conveyancers confirm to the agent that the monies to complete are in and the keys can be given over. You should inform the removal men that they can start moving you in. As a matter of policy we do not suggest a specific removal organisation but can help you find a conveyancing in Thame or a solicitor that specialises in conveyancing in Thame.
I have been advised by my lawyer that missing deeds insurance is necessary on my purchase. What is the typical level of cover needed for conveyancing in Thame?
The appropriate level of missing deeds indemnity insurance depends on your lender. It would differ for example between Barclays and Leeds Building Society. Conveyancing lawyers as opposed to borrowers take out such policies.
My fiancee and I are at the point of looking at flats in Thame and I am about to put in an offer. Is it too early to have a solicitor in place? I intend to finance via a mortgage with Santander.
It would be wise to start your search sooner rather than later. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their details on to the selling agent. As you are seeking a mortgage with Santander, make sure you remember to check that your lawyer is on the Santander conveyancing panel.
My wife and I purchased a 4 bedroom Georgian property in Thame. Conveyancing practitioner acted for me and Lloyds TSB Bank. I did a free Land Registry search last week and I saw two entries: one for freehold, the second leasehold under the matching property. I'd like to know for sure, how can I find out??
You need to review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Thame and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with lenders. You can also enquire as to the situation with your conveyancing solicitor who conducted the conveyancing.
I am looking for a leasehold apartment up to £235,500 and identified one round the corner in Thame I like with amenity areas and transport links nearby, the downside is that it's only got 51 remaining years left on the lease. There is not much else in Thame in this price bracket, so just wondered if I would be making a mistake buying a short lease?
Should you need a home loan the remaining unexpired lease term will be an issue. Discount the offer by the amount the lease extension will cost if not already taken into account. If the current proprietor has owned the premises for at least 2 years you can request that they commence the lease extension formalities and pass it to you. You can add 90 years to the existing lease term with a zero ground rent applied. You should speak to your conveyancing solicitor concerning this matter.