My mortgage broker has asked me for my Chinnor solicitor’s panel reference for the Santander conveyancing panel. What is the best way to discover this. I have called my local Chinnor office but they have not got back to me yet.

The sensible thing to do is ask for this information from your Chinnor conveyancer . They should have a central record lender panel numbers.

The Chinnor conveyancing firm handling our Chinnor conveyancing has discovered a difference when comparing the information in the valuation survey and what is revealed within the conveyancing documents. My solicitor says that he must check that the bank is happy with this discrepancy and is still content to lend. Is my solicitor’s course or action correct?

Your conveyancer must comply with the UK Finance Lenders’ Handbook conditions which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.

We wanted to use a conveyancing solicitor in Chinnor for our house move. Our broker has since notified us that our bank Barclays Direct won't deal with them. Why is this not regarded as unfair competition?

Pre- 2008 most mortgage companies had an appetite for risk which was higher than today. Almost all Chinnor conveyancing firms would have been on many mortgage company panels. The Financial Services Authority in 2010 conducted a thematic review into mortgage fraud which come to the conclusion: mortgage lenders should know the conveyancing solicitors dealt with. Consequently, mortgage companies are increasingly seeing more data from law firms concerning their operations and the individuals who work for them as well as establishing certain criteria such a completing on a minimum amount of conveyancing. Many Chinnor conveyancing firms that have been excluded from lender panels have Unblemished track record, no complaints and no claims and didn't just 'dabble' in conveyancing. Chinnor is amongst the numerous locations where the lawyers showing on our search results are are approved Barclays Direct.

Just had an offer accepted on a new build apartment in Chinnor. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.

Set out below is a sample of a selection of leasehold new build questions that you can expect your new-build leasehold conveyancing in Chinnor

Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Forfeiture - bankruptcy or liquidation must not apply under this provision. Please confirm the Lease plans are surveyor prepared. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Please supply a car parking plan.

I am thinking of choosing an online conveyancing practitioner rather than a Chinnor conveyancing practice. Am I making a mistake?

Advantages do exist in having the option pop in to a local Chinnor conveyancing solicitor for instance

• signing documents and and when necessary
• sometimes being able to see someone face-to-face can make a significant difference, particularly for non-standard house moves
• the ability to raise concerns if things go pear-shaped

When analysing quotes, look carefully for hidden extras. The majority decent Chinnor high street solicitors give an all-inclusive figure. Many online companies seem to offer low cost fees, yet have hidden 'extras' in the fine print.