My grandmother passed away six months ago and as sole heir and executor I was left the house in Stokenchurch. The house had a relatively small loan left on it of around £4500. I want to transfer the title deeds into my name whilst I re-mortgage to Skipton, pay off the mortgage. Is this possible?

Where you intend to refinance then Skipton will insist on your using a conveyancer on the Skipton conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Skipton conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Skipton mortgage is registered as a charge at the Land Registry.

Just acquired a detached house in Stokenchurch , What is the estimated time for the Land Registry to deal with the formalities evidencing my ownership? My Stokenchurch conveyancing solicitor has been painfully slow, so I want to be certain the post completion formalities are addressed.

There is nothing unique when it comes to conveyancing in Stokenchurch registration formalities. As opposed to being determined by geographic area, timescales can adjust depending on who lodges the application, whether there are errors and whether the Land registry communicate with any third parties. As of today roughly 80% of submission are fully dealt with within two weeks but occasionally there can be protracted hold-ups. Registration takes place once the purchaser has moved in to the property so an expedited registration is not usually top priority yet if it is urgent that the the registration takes place urgently then you or your solicitor must communicate with the Registry to express the reasoning for an expedited registration.

I am buying my first flat in Stokenchurch with the aid of help to buy. The builders refused to budge the price so I negotiated 6k of additionals instead. The house builders rep told me not disclose to my lawyer about the extras as it will put at risk my mortgage with the lender. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

What is different about your site and other web based conveyancing solicitors when it comes to conveyancing in Stokenchurch?

At this site obtain a conveyancing costs illustration from a Solicitor or Licensed Conveyancer that has a full understanding of the issues of your conveyancing in Stokenchurch. As opposed to estate agents and brokerage sites we are not in the business of charging firms a commission if you choose them for your home move in Stokenchurch

I have miscalculated my finances and am a few thousand pounds short a 10% deposit on my apartment purchase in Stokenchurch , but I am keen exchange. What can I do?

One option is to try and accept a lesser deposit. Most sellers will accept a lower deposit or even no deposit for a first time buyer or 100% mortgage. Be aware though that if you fail to complete you will still need to hand over a minimum of 10% of the purchase price regardless of how much deposit was agreed.

You can also agree a simultaneous exchange and completion as no deposit is required for this however neither party will be tied in until completion actually takes place and it can be risky if sellers change their mind at the last moment