I am buying a semi-detached house in Walton on the Hill. Conveyancing solicitors are said to be ‘a necessary evil’ but can I do it myself?
Leaving aside the complexities and merits of DIY conveyancing in Walton on the Hill you will have to appoint a solicitor on your bank's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Walton on the Hill.
We are buying a end of terrace house in Walton on the Hill. Our aim is to carry out a loft conversion at the property.Will the conveyancing process involve checks to ascertain if these works are allowed?
Your property lawyer should check the registered title as conveyancing in Walton on the Hill can occasionally reveal restrictions in the title documents which prevent certain works or need the consent of another owner. Many additions need local authority planning consent and approval under the building regulations. Certain areas are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. It would be prudent to check these issues with a surveyor before you commit yourself to a purchase.
The formalities of my purchase has taken place for my property in Walton on the Hill. Conveyancing was a necessary evil but I feel I should register my dissatisfaction about the lender. Who do I contact should I wish to lodge a complaint?
All lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Department at head office. Ordinarily complaints to a lender are resolved very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.
After much negotiation I have agreed a price on a house in Walton on the Hill. My financial adviser recommended their conveyancers. I paid an on account payment of £175. Not long after, the conveyancer called me embarrassingly acknowledging that they were not on the Skipton conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Skipton panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
How does conveyancing in Walton on the Hill differ for newly converted properties?
Most buyers of new build property in Walton on the Hill approach us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the property is constructed. This is because new home sellers in Walton on the Hill tend to purchase the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Walton on the Hill or who has acted in the same development.
I opted to have a survey done on a property in Walton on the Hill before appointing conveyancers. I have been told that there is a flying freehold aspect to the house. My surveyor advised that some mortgage companies may not grant a mortgage on this type of house.
It depends who your proposed lender is. Santander has different requirements for example to Nationwide. Should you wish to call us we can check with the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Walton on the Hill. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Walton on the Hill to see if the conveyancing will be more expensive.
My uncle has recommend that I use his conveyancers in Walton on the Hill. Should I choose my own conveyancer?
There are no two ways about it it’s preferable to find a conveyancing solicitor is to have recommendations from friends or family who have actually used the conveyancer you're are thinking of instructing.