Our lawyer has uncovered a defect with the lease for the flat we are buying in Epsom. The other side have suggested defective title insurance as a workaround. We are happy with insurance and will pay for it. Our lawyer has advised that he must be satisfied that the mortgage company is willing to move forward with this solution. Who is the client here, us or the bank?

Regardless of the fact that you have a mortgage offer from the lender does not mean to say that the property will meet their conditions for the purposes of a mortgage. Your lawyer has to ensure that the lease has to comply with the UK Finance Lenders’ Handbook specifications. You and the mortgage company are the client. These conveyancing instructions must be adhered to.

I require quick conveyancing in Epsom as I am faced with pressure to exchange contracts inside one month. Luckily I do not need a mortgage. Is it possible to decline from having conveyancing searches to save fees and time?

As you are not obtaining a home loan you have the choice not to do searches although no solicitor would recommend that you don't. With plenty of history conveyancing in Epsom the following are instances of what can be revealed and therefore impact future saleability: Refused Planning Applications, Outstanding Fees, Overdue Grants, Railway Schemes,...

I am looking to sell my property. My previous solicitors closed down. I would be grateful for any recommendation of a conveyancing firm. Im based in Epsom if that makes a difference.

Please use our search tool to help you choose a solicitor for your conveyancing in Epsom. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move runs with a minimum of fuss.

I've recently bought a leasehold house in Epsom. Do I have any liability for service charges relating to a period prior to completion of my purchase?

In a situation where the service charge has already been demanded from the previous owner and they have not paid you would not usually be personally liable for the arrears. However, your landlord may still be able to take action to forfeit the lease. It is an essential part of leasehold conveyancing for your conveyancer to ensure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.

If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).

I have attempted and failed to negotiate with my landlord to extend my lease without success. Can the Leasehold Valuation Tribunal adjudicate on such matters? Can you recommend a Epsom conveyancing firm to represent me?

Where there is a absentee freeholder or where there is disagreement about the premium for a lease extension, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the LVT to judgment on the price payable.

An example of a Lease Extension matter before the tribunal for a Epsom residence is 33 The Maisonettes Alberta Avenue in June 2014. the Tribunal decided that the premium payable for the grant of a new lease be the sum of £20,680 (Twenty Thousand six hundred and eighty pounds). This case related to 1 flat. The unexpired term was 60.43 years.

Is it true that a Epsom conveyancing company taken to court by clients for not carrying out comprehensive conveyancing investigations?

Our attention has not be brought to such a Epsom conveyancing matter but it has been reported that, clients buying a house in Cumbria successfully won a claim against their conveyancing practitioner due to development permission to erect a wind farm failing to be identified in conveyancing searches.

If you are buying in Epsom It is critical that your conveyancing practitioner carry out all Epsom conveyancing searches needed making sure that you have relevant and up to date information ahead of buying a home in Epsom.