My god-son is purchasing a newly built flat in Reigate with a home loan from Kent Reliance. His solicitor has advised him of a delay in receiving the ‘Disclosure of Incentive Form’. This document is news to me - what is it and who needs sight of it?
The document is intended to provide information to the main parties involved in the purchase. Therefore, it will be provided to your son’s lawyer who should be on the Kent Reliance conveyancing panel as a standard part of the process, and to the surveyor when requested. The developer will be required to start the process by downloading the form and completing it. The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the Kent Reliance conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.
I need some quick conveyancing in Reigate as I have a deadline to complete inside 3 weeks. Thankfully I do not require a mortgage. Can I avoid the conveyancing searches to save money and time?
As you are not taking a home loan you are at free not to have searches conducted although no law firm would recommend that you don't. With lots of history conveyancing in Reigate the following are examples of issues that can arise and therefore affect future mortgageability: Enforcement Notices, Overdue Charges, Outstanding Grants, Railway Schemes,...
Due to the input of my in-laws I had a survey completed on a house in Reigate ahead of instructing lawyers. I have been advised that there is a flying freehold element to the house. Our surveyor has said that some lenders may refuse to grant a loan on this type of house.
It depends who your proposed lender is. Santander has different requirements from Birmingham Midshires. If you e-mail us we can look into this further via the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Reigate. Conveyancing may be slightly more expensive based on your lender's requirements.
How easy is it to transfer to a new firm as I need to appoint a firm on the Yorkshire Building Society conveyancing panel. I instructed a family conveyancing solicitor in Reigate five minutes from me but she is not approved by Yorkshire Building Society
It would be our pleasure to help you select a conveyancing solicitor in Reigate on the Yorkshire Building Society panel. Please note that the solicitors that we on the directory do not pay us commission if you instruct them and are registered with the SRA who regulate all conveyancing solicitors in Reigate. Using search facility on this website, you can contrast charges for conveyancing solicitors in Reigate and throughout England and Wales.
We are 17 days into a freehold purchase having been recommend to a firm by the estate agent to carry out the conveyancing in Reigate. I am am starting to be frustrated with the quality of service. Can you help me find new lawyers?
A solicitor would have to be very poor to suggest diss instructing them. Has your mortgage offer been issued? If so you need to make them aware of the new contact details and get the mortgage documents are re-issued. Your solicitor ideally should be on the mortgage company approved list to avoid escalating expenses and complications. That should be your starting point. The search tool should assist you in finding a bank approved lawyer for your home move in Reigate