Why do I have to pay up front for conveyancing in Dorking?
If you are buying a property in Dorking your lawyer will ask you place them with monies to cover the search fees. This will be the total of the cost of the conveyancing searches. When the deposit is as part of the sale price then this should be required shortly prior to exchange of contracts. The final balance that is needed should be transferred shortly before completion.
My house in Dorking is up for sale and I have accepted an offer. Does my lawyer have to be required to be on the Aldermore conveyancing panel in order to deal with paying off my mortgage?
Ordinarily, even if your lawyer is not on the Aldermore conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their requirements fairly frequently currently.
We are planning on selling our house in Dorking and according to the buyers it appears that there is a risk of it being built on contaminated land. Any high street Dorking conveyancer would know that there is no such problem. For the life of me I don't know why the buyers are using a web based conveyancing practice rather than a conveyancing solicitor in Dorking. We have lived in Dorking for six years we know of no issue. Should we contact our local Authority to get clarification that there is no issue.
It sounds as though you may have a conveyancing firm already. Are they able to advise? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same ailment)
Yesterday I discovered that there is a flying freehold issue on a property I have offered on last month in what was supposed to be a simple, no chain conveyancing. Dorking is where the house is located. What do you suggest?
Flying freeholds in Dorking are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Dorking you must be sure that your lawyer goes through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Dorking may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
I'm remortgaging my current home to a BTL mortgage with Nationwide Building Society and intend to use the remaining equity as a down payment on another house. The area we are talking about is Dorking. Will your lawyers be able to act for the two lenders and link together the transactions?
Do use our comparison tool on this site to ensure that the solicitors are on the appropriate lender panels. Having checked that they are your conveyancer will be able to connect the two deals but you should talk with you lawyer and make clear your desired outcome and needs.