I am expecting a mortgage with Nat West. I would like to use a Licensed Conveyancer in Uttoxeter. Does the Nat West Solicitor panel include Licensed Conveyancers?

The Nat West conveyancing panel is, like many other lenders, associated to the Council or Mortgage Lenders or Building Society Association, open to Licensed Conveyancers regulated by the CLC.

About to place an offer on a leasehold flat in Uttoxeter. The estate agents tell me that it is normal for flats in Uttoxeter to have less than 75 years unexpired on the lease. I am expecting a mortgage with Accord Mortgages. Is this going to be a problem if the lease has Seventy One years to go.

Most leasehold conveyancing experts should be able to deal with a lease extension. if you are securing a mortgage then your lender may insist that the lease be extended before competition. Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 14/9/2025 the requirements read as follows :

If you had a top tip for selecting a conveyancing solicitor in Uttoxeter what would it be?

We would encourage you not to go for the cheapest Uttoxeter conveyancing costs illustration. You really do get what you pay for when it comes to property lawyers. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you go into the conveyancing with your eyes wide open.

We previously instructed conveyancing lawyers based in Uttoxeter on the Virgin Money solicitor approved list. They have just invoiced me a separate fee for handling the Virgin Money mortgage. Is this an additional conveyancing fee specified by Virgin Money?

As unfair as it may appear, as long as it’s in their Terms of Engagement or estimate then yes your lawyer can charge a fee for this. The fee is not dictated by Virgin Money but by your Uttoxeter conveyancer. Numerous firms on the Virgin Money panel will levy an ‘acting for lender’ fee but some firms include it on their overall fee.

I am currently in the process of buying my council flat in Uttoxeter. I have a mortgage offer with Aldermore. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?

It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Aldermore, you will need to appoint a solicitor on the Aldermore conveyancing panel.

Will commercial conveyancing searches reveal impending roadworks that may affect a commercial estate in Uttoxeter?

Many commercial conveyancing solicitors in Uttoxeter will execute a SiteSolutions Highways report as it reduces the time that conveyancers expend in looking into accurate data on highways that impact buildings and development assets in Uttoxeter. The search result sets out definitive data on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Uttoxeter.

For every commercial conveyancing transaction in Uttoxeter it is crucial to investigate the adoption status of roads surrounding a site. Failure to identify developments where adoption procedures have not been dealt with adequately can cause delays to Uttoxeter commercial conveyancing transactions as well as pose a risk to future plans for the site. These searches are not conducted for residential conveyancing in Uttoxeter.

I bought my flat on 3 November and the transaction details is yet to be registered. Should I be concerned? My conveyancing solicitor in Uttoxeter advises it should be formalised in a couple of weeks. Are transfers in Uttoxeter particularly slow to register?

As far as conveyancing in Uttoxeter is concerned, registration is no faster or slower than anywhere else in England and Wales. Rather than based on location, timescales can vary according to the party submitting the application, whether it is in order and if the Land registry communicate with any 3rd persons or bodies. At present approximately 80% of submission are fully dealt with in less than three weeks but occasionally there can be extensive hold-ups. Registration occurs once the new owner has moved in to the premises therefore an expedited registration is not typically top priority but if there is a degree of urgency associated with the registration then you or your lawyers should speak with the land registry and explain the circumstances.