I opted for a high street solicitor for my conveyancing in Rocester today. After carefully reading the Terms and Conditions I seeI am on the hook for fees even if the sale doesn't happen. Should I go with them or instruct an internet firm promoting no move no charge conveyancing in Rocester?
It is usually ‘give and take’ in that if "No Sale No Fee" is offered then the fee levels will tend to be be higher to counteract the transactions that do not go ahead. You should be mindful that these deals rarely cover expenditure for example Rocester conveyancing search expenses.
I sincerely hope you can assist me. My Rocester solicitor is assuring me that he is legally obliged toapply for Rocester conveyancing searches asthe firm are on the Virgin Moneyconveyancing panel. Do I not have any options here?
Unfortunately both you and your lawyer have little choice here. Given that you are taking out a loan with a bank your solicitor has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your conveyancer would have previously signed the Terms and Conditions of your bank’s conveyancing panel appointment which obliges them to comply with the Council of Mortgage Lenders’ Handbook requirements . Even if you were a cash buyer you would be ill advised not to carry out Rocester conveyancing searches.
Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in Rocester. My lender is Accord Mortgages
Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 4/9/2025, the requirements read as follows :
My wife and I are buying a flat in Rocester. It might be a silly question but how we can trust a conveyancer? At some point we will need to send money into their account. What protection do we have from them run away with our deposit?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
We expect to receive a AIP from Clydesdale this week so we know how much we could potentially offer as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Clydesdale recommend any Rocester solicitors on the Clydesdale conveyancing panel, or is it better to go independently?
You will need to appoint Rocester solicitors independently although you'll need to choose one on the Clydesdale conveyancing panel. The solicitor represents both you and Clydesdale through the process.
Completion of my remortgage has taken place for my property in Rocester. Conveyancing was a necessary evil but I feel I should register my dissatisfaction about the lender. How does one go about formally complaining?
All lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Team at head office. Ordinarily complaints to a lender are sorted out very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.
How does conveyancing in Rocester differ for newly converted properties?
Most buyers of new build residence in Rocester approach us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the property is completed. This is because builders in Rocester tend to acquire the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Rocester or who has acted in the same development.