Willusing a Waterhouses conveyancing practice make the ownership transfer easier?

Established third party relationships is an important consideration when choosing conveyancing lawyers. Waterhouses law firms enjoy long term relationships with financial advisers and Waterhouses, local authorities, surveyors and other law firms meaning you will move in shortest possible time. Hosting a wealth of experience in the local area is an advantage.

At what point does exchange of contracts occur in residential conveyancing in Waterhouses and do I need to attend the conveyancers office?

Where you are local to our conveyancing solicitors in Waterhouses you are welcome to come in to sign contracts. However, the firms we recommend provide countrywide coverage for conveyancing and give just as diligent and professional a job for you when communicating with you by post or email. The executing of the sale agreement is not when everything is set in stone. Signing on the dotted line is just a prerequisite for the conveyancer to address the formalities when the time is right, which is ordinarily shortly after signing. The procedure is nowadays normally dealt with by telephone and can be very rapid, although where an extended "chain" is in the mix, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Waterhouses)to be in the office at the appropriate time.

Me and my brother own a 4 bedroom Victorian property in Waterhouses. Conveyancing solicitor acted for me and Nationwide Building Society. I happened to do a free search for it on the Land Registry database and I saw a couple of entries: the first freehold, another for leasehold with the matching property. Is it worth asking Nationwide Building Society to clarify?

You need to read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Waterhouses and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with buyers. You can also enquire as to the situation with your conveyancing lawyer who conducted the purchase.

I am buying my first flat in Waterhouses benefiting from help to buy. The builders refused to move on the amount so I negotiated £7000 of fixtures and fittings instead. The sale representative advised me not to tell my conveyancer about this deal as it would jeopardize my loan with the lender. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I opted to have a survey done on a house in Waterhouses in advance of appointing conveyancers. I have been told that there is a flying freehold overhang to the house. The surveyor advised that some banks tend not grant a mortgage on this type of property.

It varies from the lender to lender. Santander has different requirements from Halifax. If you contact us we can investigate further with the appropriate bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Waterhouses. Conveyancing may be slightly more expensive based on your lender's requirements.