My husband and I are planning to purchase a flat in Treuddyn and are in fact using a Treuddyn conveyancing firm. Within the past 48 hours our solicitor has forwarded the sale agreement to be signed with a detailed report with the expectation that exchange is imminent. Norwich and Peterborough Building Society have this evening contacted us to advise us that there is now an issue as our Treuddyn conveyancer is not on their conveyancing panel. Please explain?
Where you are buying a property requiring a mortgage it is normal for the purchasers' lawyers to also represent the purchaser's lender. In order to act for a bank or building society a law firm has to be on that lender's conveyancing panel. An application has to be made by the law firm to the lender to become a member of the lender's panel and there are increasingly strict criteria which the firm has to satisfy and indeed some lenders now require their panel members to be part of the Law Society’s Conveyancing Accreditation Scheme. Your property lawyer should contact your mortgage company and see if they can apply for membership of their conveyancing panel, but if that is not viable they will instruct their own lawyers to represent them. You don't have to instruct a firm on the lender’s conveyancing panel and you may continue to use your own Treuddyn solicitors, in which case your legal fees may increase, and it will likely delay the transaction as you are adding another lawyer into the mix.
Will my conveyancing lawyers need to check that the building insurance when buying a house in Treuddyn. My lender is Nationwide Building Society
Nationwide Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 25/7/2025, the requirements read as follows :
Are there restrictive covenants that are commonly identified during conveyancing in Treuddyn?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Treuddyn. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
How does conveyancing in Treuddyn differ for newly converted properties?
Most buyers of new build residence in Treuddyn approach us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the premises is constructed. This is because house builders in Treuddyn usually acquire the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Treuddyn or who has acted in the same development.
My husband and I are 18 days into a leasehold purchase having been referred to solicitors by the selling agent to execute conveyancing in Treuddyn. I am am very dissatisfied with the quality of service. Can you you assist me in finding new conveyancers?
They would need to be very poor in order to consider diss instructing them. Has your loan offer been issued? In the event that it has you will need to advise them of the new contact details and ensure the loan are re-sent. The conveyancer needs to be on the lenders approved list to avoid escalating charges and delays. That should be your starting point. The find a solicitor tool can help you find a lender approved conveyancer for your conveyancing in Treuddyn