Do I select a Licenced Conveyancer or Solicitor for conveyancing in Acrefair?

There are two types of lawyers who can conduct conveyancing in Acrefair namely CLC regulated conveyancers or solicitors. The two can provide conveyancing services that you need to complete the sale or purchase of property. Both are duty bound to conduct Acrefair conveyancing on similar quality and guidelines so you can be safe in the knowledge that your conveyancing will be professionally carried out and that the necessary steps should be suitably attended to.

I have decided to exercise my right to buy my property in Acrefair off the council. I have a mortgage offer with Kent Reliance. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?

It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Kent Reliance, you will need to appoint a solicitor on the Kent Reliance conveyancing panel.

The formalities of my remortgage has taken place for my property in Acrefair. Conveyancing was a necessary evil but I feel I should register my dissatisfaction about the lender. How does one go about formally complaining?

Almost all banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Department at head office. In most cases complaints to a lender are resolved effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.

My wife and I own a terraced Victorian property in Acrefair. Conveyancing solicitor represented me and Platform Home Loans Ltd. I happened to do a free search for it on the Land Registry database and there are a couple of entries: the first freehold, the second leasehold with the exact same property. If a house is not a freehold shouldn't I have been informed?

You should review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Acrefair and other areas of the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with purchasers. You can also question the situation with your conveyancing practitioner who carried out the work.

Yesterday I discovered that there is a flying freehold issue on a house I have offered on a fortnight ago in what should have been a straight forward, no chain conveyancing. Acrefair is where the house is located. Is there any advice you can impart?

Flying freeholds in Acrefair are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Acrefair you would need to get your solicitor to go through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Acrefair may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

I have just appointed agents to market my garden flat in Acrefair. Conveyancing solicitors are to be appointed soon, but I have just had a quarterly maintenance charge demand – Do I pay up?

It best that you pay the service charge as normal as all rents and service invoices will be apportioned as part of the financial calculations for completion monies, so you will be reimbursed by the buyer for the period running from after the completion date to the subsequent invoice date. Most managing agents will not acknowledge the buyer unless the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. Having a clear account will assist your cause and will leave you no worse off financially.

Acrefair Leasehold Conveyancing - A selection of Queries before Purchasing

Who takes responsibility for maintaining and repairing the block? The best form of lease arrangement is where the freehold reversion is owned by the leaseholders. In this scenario the tenants benefit from control and although a managing agent is usually retained if the building is larger than a house conversion, the managing agent employed by the leaseholders. Best to be warned whether redecorating or some other major work is anticipated that will be shared by the leasehold owners and will materially increase the the service charges or require a specific invoice.

I have been looking for Acrefair competitive conveyancing fees. Can I be assured that all the Acrefair law firms that are listed on your site are on the lender conveyancing panel?

The law firms listed on our site have assured us via an online form that they are on the lender panel and agreed to advise us to take down their listing in the event of removal off of the mortgage company panel. To date we have not been informed by either a mortgage company or a member of the public that the data about a specific Acrefair conveyancing solicitor being on the lender conveyancing panel is not accurate.