My husband and I are buying a maisonette in Tottenham Hale. My property lawyer has never been on on the bank solicitor panel. Is it possible for me to continue with my Tottenham Hale conveyancing solicitor notwithstanding that they are excluded from the lender list of approved lawyers?
Various options include
- Carry on with your preferred Tottenham Hale solicitor but your bank will undoubtedly use a property lawyer on their approved panel. This will result in additional charges and likely delay.
- Appoint a new lawyer to conduct the conveyancing, making sure they are on the bank conveyancing panel.
- Convince your solicitor to do everything within their powers to get accepted on the bank’s panel of solicitors
I am considering applying for a HSBC mortgage for purchase of a new build (under development) in Tottenham Hale with 70% LTV. Is it compulsory to choose a solicitor on the conveyancing panel for HSBC ?
In theory, you could use a solicitor that is not on the HSBC conveyancing panel, but HSBC would require one of their panel solicitors to be instructed to act in their interests, and you'd have to pay for this - so most people instruct a panel solicitor. It's also easier, as otherwise you'd have to deal with two solicitors for the same conveyancing matter.
We are buying a victorian detached house in Tottenham Hale. The intention is to carry out a loft conversion at the house.Will legal work on the property include investigations to see if these works are permitted?
Your conveyancer should review the registered title as conveyancing in Tottenham Hale will occasionally reveal restrictions in the title documents which restrict categories of works or need the consent of another owner. Certain additions need local authority planning permissions and approval in compliance with building regulations. Certain areas are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. You should check these things with a surveyor prior to committing yourself to a purchase.
We were going to get a DIP from Bank of Ireland this week so we can work out what to offer on a property we like as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Bank of Ireland recommend any Tottenham Hale solicitors on the Bank of Ireland conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Tottenham Hale solicitors independently although you'll need to choose one on the Bank of Ireland conveyancing panel. The solicitor represents both you and Bank of Ireland through the process.
TSB have agreed my mortgage in principle, my offer on a flat in Tottenham Hale has been accepted, what happens next?
The estate agent will wish to know who your solicitors are (make sure the conveyancing practitioners are on the lender’s panel). Contact TSB or the financial adviser and finish off any relevant forms. TSB will instruct a valuer who will get in touch with the estate agent or owners to book an appointment. Once carried out (assuming no problems) it takes about a fortnight for the mortgage offer to be issued. TSB will issue the offer to you and your property lawyers. The transaction will then take it’s course according the nature and complexity of the conveyancing in Tottenham Hale.
I am downsizing from my home. My former lawyers has retired. I would be grateful for any recommendation of a conveyancing firm. I happen to live in Tottenham Hale if that makes a difference.
Please use our search tool to help you find a solicitor for your conveyancing in Tottenham Hale. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move goes with a minimum of fuss.
My husband and I are a couple of weeks into a freehold purchase having been directed to solicitors by the estate agent to handle our conveyancing in Tottenham Hale. I am am starting to be disappointed with the level of service. Can you help me find new conveyancers?
A solicitor would have to be very poor in order to consider diss instructing them. Has your loan offer been sent? If so you must inform them of the new solicitor and have the loan are re-sent. Your new conveyancer needs to be on the lenders approved list to avoid supplemental expenses and frustration. That should be your starting point. The search tool should help you find a lender approved lawyer for your home move in Tottenham Hale