Me and my fiance are planning to acquire a 2 bedroom apartment in Tottenham with a mortgage. We would like to retain our Tottenham solicitor, however the lender says he's not on their "panel". We have to appoint one of the mortgage company panel firms or retain our Tottenham lawyer as well as pay for one of their panel firms to represent them. We consider that this is unjust; are we not able to require that the bank use our Tottenham property lawyer ?

No, not really. Your mortgage offer is subject to its terms and conditions, one of which will be that lawyers will on the lender’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your Tottenham conveyancing solicitor to apply to be on the conveyancing panel.

Do the conveyancing lawyers listed on your site handle attended exchange conveyancing in Tottenham?

We do have a number of conveyancing experts carrying out personalised exchanges. You should contact us to obtain a costs illustration and details as to dates.

Yesterday I discovered that there is a flying freehold element on a house I have offered on two weeks back in what should have been a simple, chain free conveyancing. Tottenham is the location of the property. What do you suggest?

Flying freeholds in Tottenham are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Tottenham you would need to get your solicitor to go through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Tottenham may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.

Is there anything unique about your site and other internet conveyancing solicitors when it comes to conveyancing in Tottenham?

At this site get an accurate costs illustration via a Solicitor or Licensed Conveyancer that appreciates the nuances of your conveyancing in Tottenham. Unlike many estate agents and many comparison sites we are not in the business of charging firms a commission if you choose them for your home move in Tottenham

I today plan to offer on a house that appears to meet my requirements, at a great figure which is making it all the more appealing. I have since discovered that it's a leasehold as opposed to freehold. I would have thought that there are particular concerns purchasing a house with a leasehold title in Tottenham. Conveyancing solicitors have are soon to be appointed. Will my lawyers set out the risks of buying a leasehold house in Tottenham ?

The majority of houses in Tottenham are freehold rather than leasehold. This is one of the situations where having a local conveyancer who is familiar with the area who can assist with the conveyancing process. We note that you are buying in Tottenham so you should seriously consider shopping around for a Tottenham conveyancing solicitor and be sure that they have experience in dealing with leasehold houses. As a matter of priority you will need to check the number of years remaining. Being a tenant you will not be at liberty to do whatever you want to the property. The lease comes with conditions for example requiring the freeholder’sconsent to conduct changes to the property. You may also be required to pay a maintenance charge towards the upkeep of the communal areas where the property is located on an estate. Your conveyancer should advise you fully on all the issues.

I am the leaseholder of a second floor flat in Tottenham. Given that I can not reach agreement with the landlord, can the Leasehold valuation Tribunal determine the sum due for the purchase of the freehold?

in cases where there is a absentee freeholder or if there is dispute about what the lease extension should cost, under the relevant statutes you can apply to the LVT to assess the sum to be paid.

An example of a Freehold Enfranchisement matter before the tribunal for a Tottenham property is 30 Strode Road in June 2013. Following a vesting order by Edmonton County Court on 20th February 2013 the Tribunal arrived at a valuation for enfranchisement of £10,256 for the premises (£4,074 for the Ground Floor Flat and £6182 for the First Floor Flat) and £100 for the appurtenant land. This case affected 2 flats. The unexpired term was 83.33 and 77.3.