Having sold my house in Tibshelf last July yet the purchaser is SMS messaging every few hours complaining that his lawyer is waiting to hear from mysolicitor. What should have happened now that I have sold?

Following your disposal your lawyer should send the transfer deeds and all of the paperwork to the purchaser's lawyers. If applicable, your solicitor should also send confirmation that the mortgage has been redeemed to the buyers solicitors. There is unlikely to be post completion procedures peculiar conveyancing in Tibshelf.

Is there a list of Kent Reliance panel conveyancers in Tibshelf on the Building Society Association’s Website?

Unfortunately not yet. There is no such directory service on the CML or Building Society Association sites. A small selection of banks make their panel listings open the public on the web. If you are in need of a Tibshelf conveyancing practitioner on the Kent Reliance please make the most of our facility.

Bank of Ireland have agreed my mortgage in principle, my offer on a apartment in Tibshelf has been agreed to, what happens next?

The estate agent will wish to be advised as to your conveyancer's details (ensure that the property lawyers are on the lender’s panel). Call up Bank of Ireland or your financial adviser and finish off any outstanding documentation. Bank of Ireland will instruct a valuer who will get in touch with the selling agent or seller to arrange an appointment. Once conducted (assuming no problems) it takes about ten days for the mortgage offer to be issued. Bank of Ireland will issue the offer to you and your solicitors. The transaction will then take it’s course according the nature and complexity of the conveyancing in Tibshelf.

Our sealed bid on a semi in Tibshelf has been agreed to, the vendors do however have an associated purchase. The sellers have put an offer on somewhere, however it’s not yet tied up, and are looking at other flats in the pipeline. I have instructed a high street conveyancing solicitor in Tibshelf. What do I do now? At what point do I apply for the mortgage with Principality?

It is usual to have apprehensions where there is a chain as you are unlikely to want to incur expenses prematurely (mortgage application is in the region of £1k, then survey, Tibshelf conveyancing search fees, etc). First, you should check that your solicitor is on the Principality approved list. Regarding the next steps this very much depends on the uniqueness of your transaction, desire for this property and on the state of the market. In a rising market some buyers will apply for a home loan with Principality and pay for the valuation and only if it comes back ok would they pay their conveyancer to press on with searches.

I am looking for a flat up to £195,000 and found one round the corner in Tibshelf I like with amenity areas and transport links in the vicinity, the downside is that it's only got 49 remaining years left on the lease. I can't really find anything else in Tibshelf suitable, so just wondered if I would be making a mistake acquiring a short lease?

If you need a mortgage the remaining unexpired lease term may be an issue. Discount the price by the anticipated lease extension will cost if it has not already been discounted. If the current owner has owned the premises for a minimum of 2 years you may request that they commence the lease extension formalities and pass it to you. You can add 90 years to the existing lease and have £0 ground rent by law. You should speak to your conveyancing solicitor concerning this.

How do I use the search facility to find a conveyancing lawyer in Tibshelf on the approved list for my mortgage?

1st pick a lender such as Halifax, Skipton Building Society or Barclays Direct then choose your preferred area a common one being Tibshelf. Conveyancing practices in Tibshelf and further afield will then be listed.

In relation to leasehold conveyancing in Tibshelf what are the most common lease defects?

There is nothing unique about leasehold conveyancing in Tibshelf. All leases are unique and drafting errors can sometimes mean that certain clauses are missing. For example, if your lease is missing any of the following, it could be defective:

Clauses dealing with recovering service charges for expenditure on the building or common parts. A provision to repair to or maintain parts of the premises

You may have difficulties when selling your property if you have a defective lease as they can affect a potential buyer’s ability to obtain a mortgage. Yorkshire Building Society, The Mortgage Works, and Platform Home Loans Ltd all have express conveyancing instructions when it comes to what is expected in a lease. If a mortgage lender believes that the lease does not cover certain provisions they may refuse to grant the mortgage, obliging the purchaser to pull out.

I purchased a split level flat in Tibshelf, conveyancing having been completed October 1996. How much will my lease extension cost? Similar properties in Tibshelf with over 90 years remaining are worth £265,000. The ground rent is £50 invoiced every year. The lease finishes on 21st October 2100

With only 75 years left to run the likely cost is going to span between £8,600 and £9,800 plus plus your own and the landlord's "reasonable" professional fees.

The figure above a general guide to costs for renewing a lease, but we are not able to supply a more accurate figure without more comprehensive due diligence. Do not use this information in tribunal or court proceedings. There may be other issues that need to be considered and you obviously want to be as accurate as possible in your negotiations. You should not move forward based on this information without first seeking the advice of a professional.