It has come to my attention via my financial adviser that my South Normanton property lawyer is not on the bank Solicitor panel. What can I do to be certain if this is indeed the case?
Your first step should be to contact your South Normanton lawyer directly. You lawyer should notify you of the situation. If they are not on the panel they may be able to suggest a South Normanton conveyancing firm that is on the conveyancing panel for your lender.
I am about to put an offer on a leasehold property in South Normanton. The property agents tell me that it is usual for flats in South Normanton to have less than 75 years unexpired on the lease. I am getting a mortgage with Bank of Ireland. Is this going to be acceptable if the lease has 72 years unexpired.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are obtaining a mortgage then your lender may insist that the lease be extended before competition. Bank of Ireland have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 11/12/2025 the requirements read as follows :
The deeds to my home can not be found. The lawyers who dealt with the conveyancing in South Normanton 5 years ago no longer exist. What are my next steps?
Gone are the days when you need to hold title original deeds to establish that you own the land or property, given that the Land Registry hold details of all registered land or property electronically.
Just had an offer accepted on a new build flat in South Normanton. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.
Here is a sample of a selection of leasehold new build enquiries that you can expect your new-build leasehold conveyancing in South Normanton
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If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Please provide evidence that the form of Lease proposed has been approved by the Land Registry. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company?
Can you provide any top tips for leasehold conveyancing in South Normanton with the intention of expediting the sale process?
- Much of the delay in leasehold conveyancing in South Normanton can be avoided if you instruct lawyers as soon as your agents start advertising the property and ask them to put together the leasehold information needed by the purchasers’ solicitors. If you have carried out any alterations to the property would they have required Landlord’s permission? Have you, for example installed wooden flooring? South Normanton leases often stipulate that internal structural changes or laying down wooden flooring calls for a licence from the Landlord approving such changes. Where you fail to have the approvals in place do not communicate with the landlord without checking with your solicitor in advance. If there is a history of any disputes with your landlord or managing agents it is essential that these are resolved before the property is marketed. The buyers and their solicitors will be reluctant to purchase a property where there is a current dispute. You may need to swallow your pride and pay any arrears of service charge or resolve the dispute prior to completion of the sale. It is therefore preferable to have any dispute settled prior to the contract papers being issued to the buyers’ solicitors. You are still duty bound to disclose particulars of the dispute to the buyers, but it is clearly preferable to present the dispute as over rather than unsettled. Some South Normanton leases require Landlord’s consent to the sale and approval of the buyers. If this is the case, you should place the estate agents on notice to make sure that the purchasers put in hand bank and professional references. The bank reference should make it clear that the buyer is able to meet the yearly service charge and the actual amount of the service charge should be quoted in the bank’s letter. You will therefore need to provide your estate agents with the actual amount of the service charge so that they can pass this information on to the purchasers or their solicitors.
South Normanton Leasehold Conveyancing - Sample of Questions you should ask Prior to Purchasing
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This question is useful as a) areas could cause problems in the block as the common areas may begin to deteriorate where services are not paid for b) if the leaseholders have a dispute with the managing agents you will want to have all the details You should be aware that where the lease has fewer than 80 years it will affect the marketability of the property. It is worth checking with your mortgage company that they are content with residual term of the lease. A short lease means that you will almost definitely have to extend the lease at some point and you need to have some idea of what this will be. For most South Normantonlease extensions you will need to own the residence for a couple of years before you are entitled to extend the lease. It would be sensible to discover as much as possible concerning the managing agents as they will impact your use and enjoyment of the property. As the owner of a leasehold property you are frequently at the mercy of the managing agents from a financial perspective and when it comes to every day matters like the tidiness of the common parts. You should not be afraid to ask other people whether they are happy with them. Finally, find out the dates that you are obliged pay the service charge to the managing agents and specifically what it includes.