My fiancee and I are in the process of looking at houses in Flackwell Heath and I am about to put in an offer. Is it premature to have a solicitor in place? I intend to finance via a home loan with Yorkshire BS.

You should start obtaining conveyancing quotes from solicitors ASAP. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and forward their contact information on to the estate agent. Given that you are getting a mortgage with Yorkshire BS, make sure you remember to check that your lawyer is on the Yorkshire BS conveyancing panel.

I have paid off my mortgage with Aldermore. I assume I don't need a Flackwell Heath lawyer on the Aldermore panel to remove the mortgage at the Land Registry. Am I right?

If you have finished paying off your Aldermore mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Aldermore mortgage from the register. Aldermore, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:

1. but are not moving to another property
2. where Aldermore has sent the Land Registry the discharge electronically, and
3. Aldermore has instructed the Land Registry to do so

I am due to exchange contracts on my house. I had a double glazing fitted in July 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, Principality are being pedantic. The Flackwell Heath solicitor who is on the Principality conveyancing panel is recommending indemnity insurance as a solution but Principality are insisting on a building regulation certificate. Why do Principality have a conveyancing panel if they don't accept advice from them?

It is probably the case that Principality have referred the matter to their valuer. The reason why Principality may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.

I require expedited conveyancing in Flackwell Heath as I am under an ultimatum to exchange contracts in less than one month. A home loan is not required. Is it possible to escape the need for conveyancing searches to save fees and time?

As you are are a mortgage free buyer you are at free not to do searches although no solicitor would advise that you don't. Drawing on our experience of conveyancing in Flackwell Heath the following are instances of issues that can arise and therefore affect future saleability: Refused Planning Applications, Overdue Charges, Outstanding Grants, Road Schemes,...

I've recently found out that there is a flying freehold issue on a property I put an offer in last month in what was supposed to be a straight forward, no chain conveyancing. Flackwell Heath is where the house is located. What do you suggest?

Flying freeholds in Flackwell Heath are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Flackwell Heath you would need to get your solicitor to go through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Flackwell Heath may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

What makes your site different to alternative online quote calculators when it comes to conveyancing in Flackwell Heath?

At this site receive a conveyancing costs illustration via a Solicitor or Licensed Conveyancer that understands the nuances of your conveyancing in Flackwell Heath. Unlike many estate agents and many comparison sites we do not charge firms a commission if you appoint them for your conveyancing in Flackwell Heath

I am in need of some leasehold conveyancing in Flackwell Heath. Before I set the wheels in motion I require certainty as to the number of years remaining on the lease.

Assuming the lease is recorded at the land registry - and most are in Flackwell Heath - then the leasehold title will always include the basic details of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.

Flackwell Heath Conveyancing for Leasehold Flats - A selection of Queries Prior to Purchasing

Many Flackwell Heath leasehold flats will incur a service charge for the upkeep of the building invoiced on behalf of the landlord. Where you acquire the property you will have to meet this liability, usually in instalments accross the year. This may vary from a few hundred pounds to thousands of pounds for blocks with lifts and large communal areas. There will also be a ground rent for you to pay yearly, ordinarily this is not a exorbitant figure, say about £25-£75 but you should to enquire it because on occasion it could be many hundreds of pounds. Who are the managing agents? Are there any major works on the horizon that will increase the service fees?