Last July we completed a house move in Flackwell Heath. We have noticed several problems with the property which we believe were missed in the conveyancing searches. Do we have any recourse? Can you clarify the nature of searches that needed to have been carried out for conveyancing in Flackwell Heath?
The question is not clear as what problems have arisen and if they are relate to conveyancing in Flackwell Heath. Conveyancing searches and due diligence undertaken during the buying process are carried out to help avoid problems. As part of the legal transfer of property, a property owner completes a document known as a Seller’s Property Information Form. If the information turns out to be inaccurate, then you may have a claim against the vendor for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Flackwell Heath.
Do I have to have a meeting at the offices of the solicitor to execute the mortgage deed? If so, I will instruct a firm who offer conveyancing in Flackwell Heath so that I can pop in to their offices if necessary.
Most approved lawyers for banks carry out all of the communications through the post, internet or over phone calls. This means that they can undertake the conveyancing transaction regardless of where you live in England or Wales. That being said you should see if you have the option of going to the offices of your conveyancing lawyer if you prefer.
Will our solicitor be asking questions regarding flooding during the conveyancing in Flackwell Heath.
The risk of flooding is if increasing concern for solicitors dealing with homes in Flackwell Heath. There are those who acquire a house in Flackwell Heath, completely aware that at some time, it may suffer from flooding. However, leaving to one side the physical destruction, where a house is at risk of flooding, it may be difficult to get a mortgage, satisfactory insurance cover, or dispose of the premises. Steps can be carried out during the course of a property purchase to forewarn the buyer.
Solicitors are not best placed to impart advice on flood risk, however there are a number of checks that may be initiated by the buyer or on a buyer’s behalf which should give them a better understanding of the risks in Flackwell Heath. The conventional set of information sent to a buyer’s lawyer (where the solicitors are adopting what is known as the Conveyancing Protocol) includes a standard question of the seller to find out if the premises has ever been flooded. If the residence has been flooded in past and is not notified by the vendor, then a buyer may commence a claim for damages stemming from an misleading reply. A buyer’s conveyancers may also carry out an enviro report. This will reveal if there is a recorded flood risk. If so, additional inquiries should be conducted.
How does conveyancing in Flackwell Heath differ for new build properties?
Most buyers of new build residence in Flackwell Heath come to us having been asked by the builder to sign contracts and commit to the purchase even before the residence is finished. This is because house builders in Flackwell Heath usually buy the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Flackwell Heath or who has acted in the same development.
I am thinking of appointing a conveyancing practitioner in Flackwell Heath for my house move. Is it possible to see a firm’s record with the legal regulator?
You can read presented Solicitor Regulator Association (SRA) decisions stemming from investigations from 2008 onwards. Go to Check a solicitor's record. For information about the period before 1 January 2008, or to check a firm's history, call 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. International callers, dial +44 (0)121 329 6800. The SRA may monitor call for training requirements.