My IFA says he needs my Summertown and Botley solicitor’s panel member for the HSBC conveyancing panel. What is the best way to find this out. I have e-mailed my local Summertown and Botley office but they don't know it.

Have you tried speaking to your Summertown and Botley lawyer about this?. They keep a central record lender panel numbers.

Me and my partner are purchasing a apartment in Summertown and Botley. It might be a silly question but how we can trust a conveyancer? At some point we will need to put our life savings into their account. What protection do we have from them run away with our money?

Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.

We were going to get a DIP from Skipton this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Skipton recommend any Summertown and Botley solicitors on the Skipton conveyancing panel, or is it better to go independently?

You will need to appoint Summertown and Botley solicitors independently although you'll need to choose one on the Skipton conveyancing panel. The solicitor represents both you and Skipton through the process.

I have paid off my mortgage with UBS. I assume I don't need a Summertown and Botley conveyancing practitioner on the UBS panel to discharge the mortgage at the Land Registry. Am I right?

If you have finished paying off your UBS mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the UBS mortgage from the register. UBS, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:

1. but are not moving to another property
2. where UBS has sent the Land Registry the discharge electronically, and
3. UBS has instructed the Land Registry to do so

I am downsizing from my home. My past conveyancers closed down. It would be helpful to have a recommendation of a conveyancing firm. Im based in Summertown and Botley if that makes things easier.

Please use our search tool to help you choose a solicitor for your conveyancing in Summertown and Botley. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move runs smoothly.

My husband and I are 14 days into a leasehold purchase having been directed to conveyancers by the estate agent to do our conveyancing in Summertown and Botley. I am am very dissatisfied with the level of service. Can you help me find new solicitors?

A solicitor would have to be very poor in order to consider replacing them. Has the mortgage offer been issued? If so you must make them aware of the replacement lawyer and have the mortgage documents are re-issued. Your solicitor ideally should be on the banks panel to avoid escalating fees and complications. That should be your first question of the new solicitors. The find a solicitor tool can assist you in finding a bank approved lawyer for your conveyancing in Summertown and Botley

Are there common problems that you witness in leases for Summertown and Botley properties?

There is nothing unique about leasehold conveyancing in Summertown and Botley. All leases are individual and drafting errors can sometimes mean that certain provisions are wrong. For example, if your lease is missing any of the following, it could be defective:

Clauses dealing with recovering service charges for expenditure on the building or common parts. Service charge per centages that don't add up correctly leaving a shortfall

A defective lease will likely cause issues when trying to sell a property primarily because it impacts on the ability to obtain a mortgage on the property. National Westminster Bank, Virgin Money, and Platform Home Loans Ltd all have express conveyancing instructions when it comes to what is expected in a lease. Where a lender has been advised by their lawyers that the lease is defective they may refuse to provide security, obliging the buyer to withdraw.

Summertown and Botley Leasehold Conveyancing - Sample of Questions you should consider Prior to buying

How long is the Lease? What restrictions exist in the Summertown and Botley Lease? Who takes responsibility for maintaining and repairing the building?