After what seems like an age a mortgage offer from Santander for the remortgage of my 4 room apartment is due within the next few days. Could you recommend a low cost conveyancing solicitor in Long Hanborough?

You have arrived at the wrong place to search for cut-price fees for conveyancing in Long Hanborough. We can offer you cost effective conveyancing but our intention is not to advertise as being the cheapest. Resist the temptation to appoint companies offering low cost conveyancing in Long Hanborough. In your best case scenario, in deciding on cheap conveyancing, you will get your money’s worth and at worst you will end up being stung for extras and still not end up with the service you were looking for.

The property market in Long Hanborough is hotting up. What can I do to speed up matters?

First, If you are under a tight deadline to sign contracts it is highly recommended that your conveyancer is familiar with the area as they will have local contacts and know-how. It is possible that they may have conducted previoushouses in the same neighbourhood. Therefore consider using a Long Hanborough conveyancing lawyer. Second, be sure that the conveyancing firm is on the lender panel. It is said that 18% of Long Hanborough conveyancing transactions are held up or jeopardised after finding out that a purchaser’s conveyancer was not on their mortgage lender’s member panel. This can often result in the legal transfer of property being delayed by an average of 21 days. It is believed that this issue impacts approximately 100,000 home moves every year. Many Long Hanborough conveyancing practices can not represent certain lenders so do check at the outset.

My aunt passed away six months ago and as sole heir and executor I was left the house in Long Hanborough. The house had a relatively small loan left on it of around £4500. I want to have the title changed into my name whilst I re-mortgage to RBS, pay off the mortgage. Is this possible?

Where you plan to re-mortgage then RBS will insist on your using a conveyancer on the RBS conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your RBS conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the RBS mortgage is registered as a charge at the Land Registry.

The estate agent has sent us the confirmation of our purchase of a new build apartment in Long Hanborough. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.

Here is a sample of a few leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Long Hanborough

Please supply a car parking plan. Forfeiture - bankruptcy or liquidation must not apply under this provision. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore.

I only have 62 years unexpired on my flat in Long Hanborough. I now want to get lease extension but my landlord is can not be found. What are my options?

On the basis that you meet the appropriate requirements, under the Leasehold Reform, Housing and Urban Development Act 1993 you can submit an application to the County Court for an order to dispense with the service of the initial notice. This will enable the lease to be extended by the magistrate. You will be obliged to demonstrate that you or your lawyers have used your best endeavours to locate the lessor. On the whole an enquiry agent would be helpful to carry out a search and prepare an expert document which can be used as proof that the landlord can not be located. It is wise to seek advice from a solicitor both on investigating the landlord’s disappearance and the vesting order request to the County Court covering Long Hanborough.

Leasehold Conveyancing in Long Hanborough - A selection of Questions you should ask before Purchasing

Who is in charge of the building? The best form of lease arrangement is if the freehold reversion is in the ownership of the leaseholders. In this situation the tenants benefit from control and although a managing agent is usually retained if it is larger than a house conversion, the managing agent retained by the leaseholders. Be sure to enquire if there is anything that is prohibited in the lease. For instance some leases prohibit pets being allowed in certain buildings in Long Hanborough. If you love the flatin Long Hanborough but your dog can’t make the move with you then you will be faced difficult determination.