My wife and I are nearing an exchange on a house in East Oxford and my parents have transferred the exchange deposit to my solicitor. I am now told that as the deposit has not come from me my property lawyer needs to disclose this to my bank. I am advised that, in also acting for the lender he must inform them that the balance of the purchase price is coming from anyone other than me. I advised the bank regarding my parents' contribution when I applied for the home loan, so is it really necessary for him to raise this?

Your conveyancing practitioner is legally required to clarify with mortgage company to ensure that they understand that the balance of the purchase price is not from your own funds. Your solicitor can only report this to your mortgage company if you permit them to, failing which, your lawyer must cease to continue acting.

We are buying a flat and need a conveyancing solicitor in East Oxford who is on the Aldermore solicitor panel. Can you recommend a local conveyancing firm?

Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Aldermore . We don't recommend any particular firms conducting conveyancing in East Oxford.

Have completed on a a semi-detached house in East Oxford , how long will it take for the Land Registry to record the transfer to my name? My East Oxford conveyancing solicitor has been painfully slow, so I want to check that my ownership is registered.

There is nothing unique when it comes to conveyancing in East Oxford registration formalities. Rather than based on location, timescales can differ depending on the party submitting the application, whether there are errors and whether the Land registry have to notify any interested persons or bodies. At present roughly 80% of submission are completed within two weeks but some can be subject to protracted delays. Historically registration is effected once the buyer has moved in to the property so an expedited registration is not usually top priority but if there is a degree of urgency associated with the registration then you or your lawyers should communicate with the Registry to express the reasoning for the application to be prioritised.

I'm buying a new build house in East Oxford benefiting from help to buy. The developers would not budge the amount so I negotiated 6k of fixtures and fittings instead. The house builders rep advised me not disclose to my lawyer about the extras as it would put at risk my mortgage with Clydesdale. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I need to find a conveyancing solicitor for purchase conveyancing in East Oxford. I happened to discover a site which looks to be the ideal solution If it is possible to get all formalities completed via email that would be preferable. Do I need to be concerned? What are the potential pitfalls?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?