My bank has suggested solicitors on their panel based in Oxfordshire but I would rather use a conveyancing lawyer in Oxfordshire or nearer to where I live. Are you able to assist?

It is by no means the case that all Oxfordshire conveyancing solicitors are on all banks conveyancing panel. Use the above find an approved solicitor tool to identify a Oxfordshire conveyancing solicitor on the on the mortgage company panel.

I am buying a house and the solicitor has raised the issue of Chancel Repair for which the property may be obligated to contribute to given it’s proximity to the area of such a church. He has mentioned insurance. Is this strictly appropriate for conveyancing in Oxfordshire

Unless a prior acquisition of the premises completed post 12 October 2013 you can take it that lawyers delivering conveyancing in Oxfordshire to continue to propose a a chancel search and or insurance against a claim.

My wife and I own a terraced Edwardian property in Oxfordshire. Conveyancing practitioner represented me and Godiva Mortgages Ltd. I happened to do a free search for it on the Land Registry database and there are two entries: one for freehold, another for leasehold with the matching address. Is it worth asking Godiva Mortgages Ltd to clarify?

You need to assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Oxfordshire and other locations in the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with lenders. You can also enquire as to the situation with your conveyancing solicitor who conducted the purchase.

What makes your site different to alternative online quote calculators when it comes to conveyancing in Oxfordshire?

At this site secure an accurate costs illustration via a Solicitor or Licensed Conveyancer that has a full understanding of the issues for your conveyancing in Oxfordshire. Unlike many estate agents and brokerage sites we do not charge firms a commission if you instruct them for your conveyancing in Oxfordshire

What makes a Oxfordshire lease unacceptable for security purposes?

There is nothing unique about leasehold conveyancing in Oxfordshire. All leases are unique and legal mistakes in the legal wording can result in certain clauses are wrong. The following missing provisions could result in a defective lease:

Maintenance charge proportions which don’t add up to the correct percentage Clauses dealing with recovering service charges for expenditure on the building or common parts.

A defective lease will likely cause issues when trying to sell a property as they can affect a potential buyer’s ability to obtain a mortgage. Lloyds TSB Bank, Leeds Building Society, and Britannia all have express requirements when it comes to what is expected in a lease. Where a lender has been advised by their lawyers that the lease does not cover certain provisions they may refuse to provide security, obliging the buyer to pull out.

Oxfordshire Leasehold Conveyancing - Sample of Queries Prior to Purchasing

Are there any major works anticipated that could add a premium to the service fees? The prefered form of lease structure is a share of the freehold. In this scenario the tenants benefit from control and although a managing agent is usually employed if the building is larger than a house conversion, the managing agent acts for the leaseholders themselves.