Unfortunately I am unable to travel far from Wantage. I would like to know the logic why all Wantage solicitors aren't automatically on all mortgage company panels?
Banks point to the fact that solicitor-led fraud is considered to be responsible for millions of pounds of fraud annually.The dismissal of law firms from lender panels started with the rise in mortgage fraud, which prompted a thematic review by the FSA in 2011. Its conclusions included recommendations for lenders to review their conveyancing panels, which triggered a major policy change in the sector. It resulted in mortgage companies removing less reputable firms off their books of approved solicitors .
My wife and I purchasing a detached bungalow in Wantage. We would like to carry out a loft conversion at the house.Will legal investigations on the property include enquiries to see if these alterations are allowed?
Your conveyancer should check the registered title as conveyancing in Wantage can on occasion identify restrictions in the title deeds which prohibit certain changes or require the consent of another owner. Many works require local authority planning permissions and approval in accordance building regulations. Many locations are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. You should check these issues with a surveyor prior to committing yourself to a purchase.
is it true that all Wantage conveyancing solicitors on the Bank of Ireland conveyancing panel are overseen by the Solicitors Regulatory Authority?
As a firm of solicitors, in order to be on the Bank of Ireland conveyancing panel they would need to be governed by the Solicitors Regulatory Authority. Some banks do list licenced conveyancers on their panel and in that case the firms would be regulated by the CLC.
I have paid off my mortgage with Barclays. I assume I don't need a Wantage property lawyer on the Barclays panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your Barclays mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Barclays mortgage from the register. Barclays, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Barclays has sent the Land Registry the discharge electronically, and
- Barclays has instructed the Land Registry to do so
I am intent on selling our property in Wantage and according to the buyers it appears that there is a possibility that the property was built on contaminated land. A high street Wantage conveyancer would know that there is no such problem. For the life of me I don't know why the purchasers are using a nationwide conveyancing outfit as opposed to a conveyancing solicitor in Wantage. Having lived in Wantage for six years we know of no issue. Is it a good idea to contact our local Authority to get confirmation that the buyers are looking for.
It sounds as though you may have a conveyancing lawyer currently acting for you. What do they say? You should check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same illness)
Is it possible to change conveyancer as I need to find one who is on the HSBC Bank conveyancing list. I instructed a high street conveyancing solicitor in Wantage five minutes from me but she is not accepted by HSBC Bank
It would be our pleasure to assist you find a conveyancing solicitor in Wantage on the HSBC Bank panel. Please note that the solicitors that we work with do not pay us a referral fee if you instruct them and are registered with the Solicitors Regulation Authority who oversee all conveyancing solicitors in Wantage. In making use of the find a conveyancing solicitor tool on this page, you can compare and instruct different solicitors and conveyancers both nationally and in Wantage.
I have been sourcing a conveyancing practitioner in Wantage for my house move. Is it possible to check a solicitor's complaints history with the legal regulator?
One can find published Solicitor Regulator Association (SRA) determinations arising from investigations from 2008 onwards. Go to Check a solicitor's record. For details about the period before 1 January 2008, or to check a solicitors record, call 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For callers outside the UK, use +44 (0)121 329 6800. The SRA sometimes recorded telephone calls for training reasons.