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Find a Stroud Green Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Stroud Green? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Stroud Green home move at risk of delay or failure.

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Recently asked questions about conveyancing in Stroud Green

I acquired my home on 2 May and my personal details is yet to be registered. Should I be concerned? My conveyancing solicitor in Stroud Green advises it would be recorded inside ten days. Are properties in Stroud Green particularly slow to register?

As far as conveyancing in Stroud Green is concerned, registration is no faster or slower than the rest of the country. As opposed to being determined by geographic area, timeframes can adjust subject to who lodges the application, whether there are errors and whether the Land registry must send notices to any 3rd parties. Currently in the region of 80% of such applications are fully addressed in less than three weeks but occasionally there can be protracted delays. Historically registration is effected after the purchaser has moved in to the premises thus an expedited registration is not always top priority but where there is a degree of urgency associated with the registration then you or your lawyers must communicate with the Registry to express the reasoning for the application to be prioritised.

Due to the guidance of my in-laws I had a survey completed on a property in Stroud Green ahead of appointing solicitors. I have been informed that there is a flying freehold aspect to the house. The surveyor has said that some lenders will not grant a mortgage on such a property.

It varies from the lender to lender. Santander has different instructions from Nationwide. Should you wish to call us we can look into this further via the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Stroud Green. Conveyancing will be smoother if you use a solicitor in Stroud Green especially if they are accustomed to such properties in Stroud Green.

I was advised by numerous selling agents in Stroud Green to get a quote from a property lawyer using your seach tool. Is there a financial inducement for Estate Agents to promote your services over a competitor’s?

We refuse to make any referral fee for sending work to this site. We found it would be just too difficult a fee as a client could think, ‘Why is the agent getting a kickback? Why aren’t I receiving any benefit too?’ So we decided to step away from that.

We're novice buyers - had an offer accepted, but the selling agent told us that the vendor will only move forward if we appoint their chosen conveyancers as they need an ‘expedited deal’. We would rather use a high street solicitor used to conveyancing in Stroud Green

We suspect that the owner is unaware of this ultimatum. Should the seller require ‘a quick sale', taking such a hostile approach to a motivated purchaser is going to damage their objectives. Contact the owners directly and make the point that (a)you are keen to buy (b)you are excited to move forward, with mortgage lined up © you are unencumbered (d) you wish to move quickly (e)however you will continue to use your preferred Stroud Green conveyancing solicitors - rather thanthose that will earn their estate agent a referral fee or meet his conveyancing figures set by HQ.

I've recently bought a leasehold property in Stroud Green. Do I have any liability for service charges relating to a period prior to my ownership?

Where the service charge has already been demanded from the previous owner and they have not paid you would not usually be personally liable for the arrears. However, your landlord may still be able to take action to forfeit the lease. It is an essential part of leasehold conveyancing for your conveyancer to be sure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.

If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).

I have had difficulty in trying to purchase the freehold in Stroud Green. Can the Leasehold Valuation Tribunal adjudicate on premiums?

Where there is a absentee landlord or where there is disagreement about what the lease extension should cost, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the First-tier Tribunal (Property Chamber) to judgment on the premium.

An example of a Freehold Enfranchisement case for a Stroud Green flat is 51 Lorne Road in November 2009. The price Payable as decided by the tribunal for the freehold reversion was £27,000. The valuation follows the order of the County Court made on 3 April 2008 granting a vesting order. This case was in relation to 1 flat. The unexpired lease term was 71 years.

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Find out more about how flying freehold can affect your the value of a property.