I have just been advised by my mortgage broker that my Wood Green lawyer is not on the bank Solicitor panel. How can I be sure whether this is correct?
The first thing you need to do is to call your Wood Green lawyer directly. It is reasonable to expect your lawyer to notify you of the situation. If they are not on the panel they may be able to suggest a Wood Green conveyancing practice that is on the approved list of lawyers for your lender.
Will conveyancers request money up-front for my conveyancing in Wood Green?
Where you are retaining lawyers for conveyancing in Wood Green your solicitor will ask you put them with funds to cover the the cost of the conveyancing searches. Ordinarily this is asked for to cover the fees of the Local Authority Search. When the down payment is as part of the sale price then this should be needed shortly prior to exchange of contracts. The final balance that is due should be sent to your lawyer a few days prior to the completion date.
I am told that my conveyancing solicitors will need to check that the building insurance when buying a house in Wood Green. My lender is Tesco Bank
Tesco Bank have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 31/1/2026, the requirements read as follows :
Have just purchased a repossessed house at auction in Wood Green. Conveyancing is required. What are my next steps?
Now that you are legally bound yourself to purchase you now have to hire the services of a conveyancing solicitor quickly as you are facing a pending a drop dead date to complete the deal. An auction property will ordinarily have a bespoke auction pack. This should include the copy title deeds, local authority and drainage searches. In the case of leasehold premises the auction pack may contain a copy of the lease, management information and a sellers leasehold information form and other conveyancing documentation specific to leasehold premises. You need to pass this on to your appointed conveyancing solicitor at the earliest opportunity. You also need to ensure that that you have the requisite funding in order to complete on the date specified in the contract.
My solicitor has informed me that defective lease insurance is necessary on my purchase. What is the level of cover for Wood Green conveyancing?
The right level of defective lease indemnity insurance depends on your lender. It would differ for example between Birmingham Midshires and Barnsley Building Society. Conveyancing lawyers as opposed to borrowers take out such policies.
It is not clear whether my bank obliges me to make sure the lease term for the flat is extended prior to the completion date. I have telephoned my Wood Green building society branch on various occasions and was told it does not affect the mortgage offer and they will lend. My Wood Green conveyancing solicitor - who is on the lender conveyancing panel- telephoned and was told they will not lend based on their published requirements. I simply don't know who is right.
Provided that the lawyer is on the lender approved list, she or he must comply with the Council of Mortgage Lenders’ Handbook requirements for the bank. Unless your lawyer obtains specific confirmation in writing that the bank will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the bank to contact your lawyer in writing confirming that they will accept the number of years remaining.
I need to instruct a conveyancing solicitor for sale conveyancing in Wood Green. I have discover a web site which seems to have the ideal answer If there is a chance to get all this stuff completed via email that would be preferable. Should I be wary? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?