Me and my partner are about to exchange buying a property in Holloway but as a result of wreckage from a small fire at the property I have was able negotiate reparation from the seller of £3k by way of a adjustment in the price. I had intended this to be dealt with as part of the conveyancing process but RBS will not agree to this. Should they have been notified?

Your conveyancer that is on the RBS conveyancing panel is required to inform RBS of any variations to the purchase price. If you prohibit your conveyancer to notify the price change to RBS then they would have to discontinue acting for you. In addition, RBS and you would have to appoint a new lawyer for your conveyancing in Holloway.

At what point will exchange of contracts occur in sale conveyancing in Holloway and do I need to be at the solicitors branch?

If you are local to our conveyancing solicitors in Holloway you are invited in to sign documents. However, the lender approved solicitors we work with offer countrywide coverage for conveyancing and give as equally diligent and professional a job for you when dealing with you electronically. The executing of the contract is not the point of no return. Signing on the dotted line simply enables the firm to officially exchange when the time is right, which is ordinarily shortly after signing. The exchange process is is usually a five minute process, although where a lengthy "chain" is in play, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Holloway)to be in the office at the appropriate time.

We hope to to purchase with Darlington Building Society. We have called around locally but cant to find a Holloway conveyancing firm on the Darlington Building Society approved list. Can you assist?

Please do take advantage of the find a conveyancing panel solicitor tool on this page. Pick the lender and type Holloway or your location and you will discover a number of lawyer offices in Holloway or by proximity to you.

Various internet forums that I have frequented warn that are the number one cause of delay in Holloway conveyancing transactions. Is this right?

The Council of Property Search Organisations (CoPSO) published findings of research by MoveWithUs that conveyancing searches do not figure within the common causes of delays in the conveyancing process. Searches are not likely to be the root cause of slowing down conveyancing in Holloway.

I am buying a house and cash is in place. My lawyer has been handed with 2 separate forms of photo ID, bank statement, multiple utility bills. Now he wants a copy from a probate lawyer advising that the money is in order and that it has come from inheritance and not dealing E's in Ibiza.

In today’s world you will not be able to complete any Holloway conveyancing transaction without first providing evidence of your identity to your lawyers. This usually takes the form of a either your passport or driving licence and a utility bill. Remember if you are providing your driving licence as evidence of ID it must be both the paper part and photo card part, one is not acceptable without the other. Establishing of your source of funds is required under Money Laundering laws.