Is there a list of Leeds Building Society panel conveyancers in Crouch End on the UK Finance Lenders’ Handbook Website?

No. There is no such directory service on the CML or Building Society Association sites. A small selection of mortgage companies make their panel listings open the public on the web. If you are in need of a Crouch End conveyancer on the Leeds Building Society please make the most of our facility.

We have agreed to purchase a house in Crouch End. A rare aspect is that the roof has a solar panel. Coventry BS have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?

Given that you are obtaining a mortgage with Coventry BS your lawyer must check the formal instructions set out in Section two of UK Finance Lenders’ Handbook for Coventry BS. The CML Handbook stipulates minimum provisions for solar panel roof-space leases, and property lawyers are required to report to Coventry BS where a lease fails to satisfy these provisions. The specifications relate to the installation of panels on properties in England and Wales and is not isolated to Crouch End.

Yorkshire BS have agreed my mortgage in principle, my bid on a property in Crouch End has been agreed to, what are the next steps?

Your estate agent will want to know who your solicitors are (ensure that the property lawyers are on the lender’s panel). Contact Yorkshire BS or your financial adviser and complete any appropriate paperwork. Yorkshire BS will instruct a valuer who will get in contact with the estate agent or vendor to book an appointment. Once carried out (assuming no problems) it takes on average a fortnight for the mortgage offer to be issued. Yorkshire BS will issue the offer to you and your solicitors. The legal work will then take it’s course according the nature and complexity of the conveyancing in Crouch End.

It has been 3 months following my purchase conveyancing in Crouch End took place. I have checked the Land Registry site which shows that I paid £175,000 when infact I paid £215,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

The estate agent has sent us the confirmation of our purchase of a new build apartment in Crouch End. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.

Set out below are examples of a selection of leasehold new build questions that you may expect your new-build leasehold conveyancing in Crouch End

Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company?

I am using a search engine for the term on line conveyancing in Crouch End it shows results of numerous property lawyersin the vicinity. With so much choice what is the best way to find the right property lawyer for me?

The preferential way of finding the right conveyancer is via personal recommendation, so ask friends and family who have purchased a property in Crouch End or a reputable estate agent or financial adviser. Fees for conveyancing in Crouch End differ, so it's sensible to request at least three fee calculations from different solicitors. Make sure that you know that the fees are fixed.

My estate agent has recommended their conveyancing practitioner for our conveyancing in Crouch End - Is it not simpler advisable to just instruct them?

You need to establish if the selling agent is recommending a lawyer or introducing to a lawyer. There are plenty of Crouch End selling agents who recommend two or three Crouch End conveyancing firms and get nothing from it.