Do I select a Licenced Conveyancer or Solicitor for conveyancing in St Ives?
Two types of professional can carry out conveyancing in St Ives namely CLC regulated conveyancers or solicitors. Both professionals provide conveyancing services that you need to complete the disposal or purchase of property. Both are obliged to carry out St Ives conveyancing on similar standards and guidelines so you can be sure that your conveyancing will be properly carried out and that all necessary procedures will be suitably adhered to.
We had selected conveyancers based in St Ives on the Principality solicitor approved list. They are now charging me a supplemental amount for dealing with the Principality mortgage. Is this an additional conveyancing fee set by Principality?
Provided it is contained in their Terms of Engagement or estimate then yes your solicitor may charge a fee for this. This charge is not set by Principality but by your St Ives solicitor. Some firms on the Principality panel will charge ’dealing with mortgage’ fee and others do not.
I am due to exchange contracts on my flat. I had a double glazing fitted in October 2006, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, Kent Reliance are being problematic. The St Ives solicitor who is on the Kent Reliance conveyancing panel is recommending indemnity insurance as a solution but Kent Reliance are insisting on a building regulation certificate. Why do Kent Reliance have a conveyancing panel if they don't accept advice from them?
It is probably the case that Kent Reliance have referred the matter to their valuer. The reason why Kent Reliance may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I used Wolstenholmes several years ago for my conveyancing in St Ives. I now require my file but the law firm has closed. What do I do?
You should contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in St Ives of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
Yesterday I discovered that there is a flying freehold element on a property I have offered on last month in what was supposed to be a straight forward, no chain conveyancing. St Ives is the location of the property. Can you offer any assistance?
Flying freeholds in St Ives are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in St Ives you would need to get your solicitor to go through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in St Ives may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
What does commercial conveyancing in St Ives cover?
Non domestic conveyancing in St Ives incorporates a wide range of services, supplied by regulated solicitors, relating to business property. By way of example, this area of conveyancing can cover the sale or purchase of freehold business premises or, more usually, the transfer of existing leases or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial loans and the termination of tenancies.
Do online conveyancing organisations undertake everything a high street St Ives solicitor does or must I employ a solicitor for the final stages for my conveyancing in St Ives?
If you choose an online conveyancer they should undertake all the work your St Ives solicitor would cover.