Is it necessary during the course of the conveyancing process to attend the offices of the solicitor to sign the mortgage deed? If so, I will choose one who does conveyancing in Porthleven so that I can attend their offices when needed.

Whereas this was necessary 12 years ago, most mortgage companies no longer oblige their conveyancing panel solicitor to witness the mortgagors signature. You will still be obliged to hand over ID documents and there are still distinct benefits to choosing a local ayer, in your case a conveyancing solicitor in Porthleven.

What can a local search tell me concerning the house we're buying in Porthleven?

Porthleven conveyancing often starts with the submitting local authority searches directly from your local Authority or through a personal search organisations for example Xpress Legal The local search is essential in every Porthleven conveyancing purchase; that is if you don’t want any unpleasant surprises after you move into your new home. The search will provide information on, amongst other things, details on planning applications relevant to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 topic areas.

Due to the input of my in-laws I had a survey completed on a house in Porthleven in advance of appointing conveyancers. I have been advised that there is a flying freehold aspect to the house. Our surveyor advised that some lenders tend refuse to grant a mortgage on a flying freehold property.

It depends who your proposed lender is. Bank of Scotland has different requirements from Nationwide. If you e-mail us we can look into this further via the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Porthleven. Conveyancing may be slightly more expensive based on your lender's requirements.

My wife and I purchased a leasehold flat in Porthleven. Conveyancing and Chelsea Building Society mortgage went though with no issue. I have received a letter from someone saying they have taken over the reversionary interest in the property. It included a demand for arrears of ground rent dating back to 1996. The conveyancing practitioner in Porthleven who previously acted has long since retired. Any advice?

First contact HMLR to make sure that this person is in fact the new freeholder. There is no need to instruct a Porthleven conveyancing firm to do this as you can do this on the Land Registry website for £3. Rest assured that regardless, even if this is the rightful landlord, under the Limitation Act 1980 no more than 6 years of rent can be collected.

I invested in buying a 2 bed flat in Porthleven, conveyancing was carried out January 2010. Can you let me have an estimated range of the fair premium for a lease extension? Equivalent properties in Porthleven with over 90 years remaining are worth £186,000. The ground rent is £55 yearly. The lease ceases on 21st October 2077

You have 52 years left to run we estimate the premium for your lease extension to span between £29,500 and £34,000 plus costs.

The figure that we have given is a general guide to costs for renewing a lease, but we are not able to supply a more accurate figure without more comprehensive due diligence. You should not use this information in a Notice of Claim or as an informal offer. There are no doubt additional concerns that need to be taken into account and you obviously want to be as accurate as possible in your negotiations. Neither should you take any other action placing reliance on this information before seeking the advice of a professional.

What type of conveyancing services do Porthleven conveyancing firms undertake?

Almost all Porthleven conveyancing solicitors tend to handle a number of legal advice to residential and agricultural land owners, sellers, purchasers, freeholders and tenants which may include:

Domestic sale conveyancing in Porthleven and nationwide Domestic purchase conveyancing in Porthleven and also around the country Drafting and advising on leases and tenancy agreements General property advice Shared equity purchase (part buying and part renting) Assisted buying schemes - Help to Buy conveyancing