It is 10 years ago since I purchased my house in Penzance. Conveyancing lawyers have just been appointed on the sale but I can't locate the deeds. Is this a major issue?
Don’t worry too much. First there is a possibility that the deeds will be retained by the lender or they may be in the possession of the conveyancers who handled the purchase. Secondly in most cases the property will be recorded at the land registry and you will be able to prove you are the registered owner by your conveyancing solicitors acquiring up to date copy of the land registers. The vast majority of conveyancing in Penzance relates to registered property but in the rare situation where your property is not registered it is more problematic but is resolvable.
My wife and I have recently appointed a conveyancing solicitor in Penzance. I need to find out if they are accepted on the TSB approved list of lawyers. Can you or the lender confirm if they are on the panel?
You should contact the conveyancer and enquire if they can act for the bank. Otherwise please call TSB who may be able to help.
Do I need to take out insurance to cover chancel repairs when buying a house in Penzance?
Unless a prior purchase of the premises completed post 12 October 2013 you could expect conveyancing practitioners handling conveyancing in Penzance to continue to suggest a chancel search and or chancel repair liability policy.
I got the keys to my flat on 4 June and the transaction details is not yet on the land registry website. Need I be worried? My conveyancing solicitor in Penzance said it should be concluded inside ten days. Are transfers in Penzance particularly slow to register?
As far as conveyancing in Penzance is concerned, registration is no quicker or slower than anywhere else in England and Wales. As opposed to being determined by geographic area, timeframes can differ subject to who lodges the application, whether it is in order and if the Land registry communicate with any third persons or bodies. At present approximately three quarters of such applications are fully addressed within 12 days but some can be subject to longer delays. Historically registration occurs once the new owner is living at the property thus post completion formalities is not usually top priority but if it is urgent that the the registration takes place urgently then you or your lawyers must communicate with the Registry to express the reasoning for an expedited registration.
My business partner and I are wishing to take an assignment of a lease of a shop on a shopping parade. Can you recommend solicitors offering competitive fees for non-domestic conveyancing in Penzance for under £2000?
We are happy to recommend firms who have an in-depth of experience of commercial conveyancing in Penzance, including the disposal and purchase of businesses as well as simply premises. If you are intending to acquire or dispose of a shop, pub, restaurant, office, retail unit or a complete business we will put you in touch with the right lawyer. Regarding the costs this will depend on the structure and terms of the deal. Please provide us with your details or telephone so as to enable us to furnish you with a detailed commercial conveyancing quote.