We note that you have a post code search directory identifying firms on the Barclays conveyancing panel. Do firms pay you a commission if I retain them for our own conveyancing in Mousehole?

We are a listing service only for law firms wishing to communicate if they are on the Barclays conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Mousehole.

A friend informed me that in purchasing a property in Mousehole there may be a number of restrictions limiting what one can do in terms of external alterations to the property. Is this right?

There are a number of properties in Mousehole which have some sort of restriction or requirement of consent to carry out external changes. Part of the conveyancing in Mousehole should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

I am the single recipient of my late father’s will with all property in now in my sole name, including the my former home in Mousehole. Conveyancing formalities meant that the Land Registry date was in August. I plan to dispose of the house. I do know about the CML 6 month 'rule', which means that my property ownership will be regarded the same way as if I'd bought the house in August. Is the property unsalable for six months?

The Council of Mortgage Lenders’ handbook instructs solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you might be impacted by that. How sensible a view banks take of it, depend on the mortgage company as this obligation is principally there to pick up on the purchase and immediately sell or the wholesaling and assigning of property.

RBS have agreed my mortgage in principle, my bid on a apartment in Mousehole has been accepted, what happens next?

Your estate agent will need to know who your solicitors are (be sure the solicitors are on the bank’s panel). Contact RBS or your broker and finish off any appropriate forms. RBS will instruct a valuer who will get in touch with the estate agent or seller to book a time for the valuation to occur. Once conducted (assuming no problems) it takes approximately a fortnight to get a mortgage offer. RBS will issue the offer to you and your conveyancers. The transaction will then take it’s course according the nature and complexity of the conveyancing in Mousehole.

Just had an offer accepted on a new build flat in Mousehole. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.

Here are examples of a selection of leasehold new build questions that you should expect your new-build leasehold conveyancing in Mousehole

Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Please confirm the Lease plans are architect prepared. Forfeiture - bankruptcy or liquidation must not apply under this provision.

Yesterday I discovered that there is a flying freehold issue on a house I put an offer in two weeks back in what should have been a straight forward, chain free conveyancing. Mousehole is the location of the property. Can you shed any light on this issue?

Flying freeholds in Mousehole are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Mousehole you must be sure that your lawyer goes through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Mousehole may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

Do I need to be suspicious about brokers that I am dealing with are recommending an online conveyancing firm rather than a High Street Mousehole conveyancing firm?

As with many professional services, often input from family and friends can be worth their weight in gold. But there are numerous players in a conveyancing transaction; estate agents, mortgage brokers and lenders might all suggest conveyancers to choose. On occasion the solicitors might be known to one of the organisations as one of the best in their field, but sometimes there exists a commercial relationship behind the recommendation. You have the discretion to appoint your preferred lawyer. You need to be aware that the majority of banks have an approved list of law firms you must use for the mortgage related work in your home move.