I am purchasing a property mortgage free in South Ruislip. I have lived for the previous Seventeen years in South Ruislip. Conveyancing searches are a lot of money. As I have knowledge of the area and road very well should I not bother getting the solicitor to do all the conveyancing searches?

Provided that you do not need a home loan, then almost all of the South Ruislip conveyancing searches are optional. Your solicitor will try and steer you, perhaps strongly, that you should have searches done, but she has a professional duty to take that path of guidance. Do take into account; if you are going to dispose of the house in the future, it could be of importance to your prospective buyer what the searches determine. There are plenty of instances where properties with day to day issues can still reveal adverse search results. A good conveyancing solicitor in South Ruislip should provide you some constructive guidance here.

we are a couple who decided to purchase a newly converted flat in South Ruislip with a homeloan from Halifax.We have a South Ruislip conveyancing solicitor but Halifax says he's not listed on their "panel". It seems we are left with little choice but to instruct a Halifax panel solicitor or retain our high street solicitor and fork out for a Halifax panel lawyer to act for them. We feel as though this is unjust; is there anything we can do?

Unfortunately,no. The loan issued to you contains various provisions, one of which will be that solicitors needs to be on the Halifax approved list. in the past, most lenders had large numbers of solicitors on their panels: a borrower could find one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your solicitors to apply to be on the conveyancing panel for Halifax

What does a local search tell me about the property we're buying in South Ruislip?

South Ruislip conveyancing often starts with the ordering local authority searches directly from your local Authority or via a personal search organisations for example PSG The local search plays an important role in many a South Ruislip conveyancing purchase; as long as you don’t want any unpleasant surprises after you move into your property. The search will reveal information on, amongst other things, details on planning applications relevant to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen topic headings.

How simple is it to change conveyancer as I have to select a firm on the Chelsea Building Society conveyancing list. I hired a local conveyancing solicitor in South Ruislip five minutes from me but he is not approved by Chelsea Building Society

We will our best to assist in finding you a conveyancing solicitor in South Ruislip on the Chelsea Building Society panel. Please note that the property lawyers that we on the directory do not pay us commission if you instruct them and are regulated by the SRA who oversee all conveyancing solicitors in South Ruislip. In utilising the find a conveyancing solicitor tool on this site, you can scrutinise costs for conveyancing solicitors in South Ruislip and beyond.

I've found a house that seems to meet my requirements, at a reasonable figure which is making it more attractive. I have subsequently found out that it's a leasehold as opposed to freehold. I would have thought that there are particular concerns buying a house with a leasehold title in South Ruislip. Conveyancing lawyers have not yet been instructed. Will my lawyers set out the risks of buying a leasehold house in South Ruislip ?

The majority of houses in South Ruislip are freehold rather than leasehold. This is one of the situations where having a local conveyancer who is familiar with the area who can assist with the conveyancing process. It is clear that you are buying in South Ruislip in which case you should be looking for a South Ruislip conveyancing practitioner and check that they have experience in advising on leasehold houses. As a matter of priority you will need to check the number of years remaining. Being a leaseholder you will not be entirely free to do whatever you want with the house. The lease comes with conditions for example obtaining the freeholder’sconsent to carry out changes to the property. You may also be required to pay a contribution towards the maintenance of the estate where the house is located on an estate. Your conveyancer will appraise you on the various issues.

I have attempted and failed to negotiate with my landlord to extend my lease without success. Can the Leasehold Valuation Tribunal adjudicate on such matters? Can you recommend a South Ruislip conveyancing firm to assist?

Most certainly. We are happy to put you in touch with a South Ruislip conveyancing firm who can help.

An example of a Lease Extension decision for a South Ruislip premises is Flat 72 Queens Walk in January 2013. The Tribunals calculated the premium payable to be £22,090. This case affected 1 flat. The remaining number of years on the lease was 53.26 years.