We had appointed conveyancers with offices in North Harrow on the Co-operative solicitor panel. They have just invoiced me a separate charge for the legal aspects of the Co-operative mortgage. Is this a supplemental conveyancing fee specified by Co-operative?

Provided it is contained in their Terms of Engagement or Quote then yes your solicitor can charge a fee for this. This charge is not set by Co-operative but by your North Harrow lawyer. Numerous firms on the Co-operative panel will charge an ‘acting for lender’ fee but plenty of practices incorporate it on their overall fee.

I can not work out if my lender requires a lease extension. I have called into my local North Harrow building society branch on numerous occasions and was informed it wasn't an issue and they would lend. My North Harrow conveyancing solicitor - who is on the lender conveyancing panel- called and was told they refuse to lend based on their specific requirements. Who do I believe?

The property lawyer must comply with the CML Handbook Part 2 provisions for your bank. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the bank to contact your lawyer in writing confirming that they will accept the number of years left on the lease.

At last I have had an offer on a maisonette in North Harrow agreed to, but there is a chain. The vendors have offered on somewhere, but it’s not yet tied up, and have viewings of other properties booked. I have chosen a nearby conveyancing solicitor in North Harrow. What do I do now? At what stage do I apply for the mortgage with Leeds Building Society?

It is usual to have concerns where there is a chain as you are unlikely to want to be too out of pocket prematurely (mortgage application is in the region of £1k, then survey, North Harrow conveyancing search costs, etc). The first thing to do is check that your conveyancer is on the Leeds Building Society conveyancing panel. Regarding the subsequent stages this very much depends on the circumstances of your transaction, desire for the property and on the state of the market. In a buoyant market many purchasers will apply for the mortgage with Leeds Building Society and arrange for the valuation and only if it comes back ok would they ask their solicitor to press on with the conveyancing in North Harrow.

Do I need to pay for insurance to address the risk of chancel repairs when acquiring a house in North Harrow?

Unless a prior acquisition of the property completed after 12 October 2013 you may take it that solicitors handling conveyancing in North Harrow to continue to recommend a chancel search and or insurance against a claim.

Yesterday I discovered that there is a flying freehold issue on a property I put an offer in a fortnight ago in what should have been a quick, no chain conveyancing. North Harrow is the location of the property. Is there any advice you can impart?

Flying freeholds in North Harrow are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in North Harrow you must be sure that your lawyer goes through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in North Harrow may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.

What is different about your site and alternative online quote calculators when it comes to conveyancing in North Harrow?

At this site get an accurate quote from a Solicitor or Licensed Conveyancer that has a full understanding of the issues of your conveyancing in North Harrow. As opposed to estate agents and many comparison sites we do not operate referral deals with solicitors. Many agents and online brokers 'recommend' the firm who pay the most per referral, not the best value conveyancing in North Harrow

Due to sign contracts shortly on a basement flat in North Harrow. Conveyancing lawyers inform me that they are sending me a report within the next couple of days. What should I be looking out for?

Your report on title for your leasehold conveyancing in North Harrow should include some of the following:

You need to be told what counts as a Nuisance in the lease An explanation as to the provision as set out in the lease to to contribute towards maintenance costs - in relation to the building, and the wider rights a tenant has The landlord’s rights to access the flat. You should be made aware that your landlord has rights of access as well as be informed how much notice must be provided. Does the lease prevent you from subletting the property, or having a home office for business

I am the registered owner of a garden flat in North Harrow. Given that I can not reach agreement with the landlord, can the Leasehold valuation Tribunal make a decision on the sum due for a lease extension?

Where there is a absentee freeholder or where there is dispute about the premium for a lease extension, under the Leasehold Reform, Housing and Urban Development Act 1993 it is possible to make an application to the Leasehold Valuation Tribunal to determine the price.

An example of a Lease Extension matter before the tribunal for a North Harrow premises is flat 93b Welldon Crescent in May 2009. The Tribunals valuation for a 90-year lease extension of this fat was £13,171 This case related to 1 flat. The unexpired residue of the current lease was 75.25 years.