Would the conveyancing practitioners indexed on your site handle right to buy conveyancing in Sneyd Green?

We have identified a variety of conveyancing conveyancers who can service right to buy conveyancing Please get in touch with us with a view to get a costs illustration.

It is a dozen years since I purchased my property in Sneyd Green. Conveyancing lawyers have now been instructed on the sale but I am unable to locate my title deeds. Will this cause complications?

Don’t worry too much. First there is a possibility that the deeds will be with your lender or they may be in the possession of the conveyancers who oversaw your purchase. Secondly the likelihood is that the property will be recorded at the land registry and you will be able to establish that you own the property by your conveyancing lawyers procuring current official copies of the land registers. Nearly all conveyancing in Sneyd Green relates to registered property but in the unlikely event that your home is not registered it adds to the complexity but is not insurmountable.

Me and my brother purchased a renovated Edwardian house in Sneyd Green. Conveyancing practitioner acted for me and Yorkshire Building Society. I happened to do a free search for it on the Land Registry database and there are two entries: one for freehold, another for leasehold with the exact same address. I thought I was buying a freehold how can I check?

You should review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Sneyd Green and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with purchasers. You can also check the situation with your conveyancing lawyer who conducted the work.

I am buying my first flat in Sneyd Green with a mortgage from National Westminster Bank. The developers refused to budge the price so I negotiated £7000 of extras instead. The house builders rep suggested that I not disclose to my solicitor about the deal as it will jeopardize my mortgage with the lender. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I have been on the look out for a flat up to £195,000 and identified one near me in Sneyd Green I like with open areas and transport links nearby, however it's only got 52 years unexpired on the lease. There is not much else in Sneyd Green suitable, so just wondered if I would be making a grave error buying a lease with such few years left?

Should you need a mortgage the shortness of the lease will likely be problematic. Reduce the price by the amount the lease extension will cost if not already taken into account. If the existing owner has owned the premises for a minimum of twenty four months you could request that they start the process of the extension and pass it to you. You can add 90 years to the existing lease with a zero ground rent applied. You should speak to your conveyancing lawyer about this matter.