My husband and I are buying a ground floor flat in Skewen. My Solicitor has never been on on the bank conveyancing list. Is it possible for me to use my Skewen conveyancing solicitor even though they are excluded from the mortgage company list of approved lawyers?
One will need to use a lawyer to complete the legal work required if you take out a mortgage to buy your home. They will conduct all the appropriate legal checks on the property, ensuring that you will be registered as proprietor and ensure that all the necessary mortgage documentation is in order. You may instruct a Skewen property lawyer of your choosing. However, where the property lawyer appointed is not on the lender approved list further fees will be incurred as separate legal representation will be required by them. Bank panel applications can be submitted, so if your lawyer has not previously sought membership they should take the opportunity to apply.
My lawyer in Skewen is not on the Bank of Ireland Solicitor Panel. Is it possible for me to use my prefered solicitor even though they are not on the Bank of Ireland panel of approved conveyancing solicitors?
Your options are as follows:
- Carry on with your preferred Skewen solicitors but Bank of Ireland will need to use a lawyer on their panel. This will inevitably rack up the total conveyancing fees and result in frustration.
- Choose a new practitioner to act in the conveyancing, not forgetting to check they are Persuade your lawyer to do everything within their powers to join the Bank of Ireland conveyancing panel
I have been told that property searches are a common reason for obstruction in Skewen house deals. Is this right?
The Council of Property Search Organisations (CoPSO) released determinations of research by MoveWithUs that conveyancing searches do not figure amongst the common causes of delays in the conveyancing process. Local searches are not likely to feature in any holding up conveyancing in Skewen.
I have recentlydiscovered that Stirling Law have closed. They carried out my conveyancing in Skewen for a purchase of a leasehold apartment 18 months ago. How can I establish that my home is in my name in the name of the former proprietor?
The easiest method to see if the property is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Skewen conveyancing specialists.
Just had an offer accepted on a new build flat in Skewen. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Here is a sample of a few leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Skewen
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The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company?