Are the BSA planning on creating a searchable register to to identify practices on the Loughborough BS conveyancing panel for example in Potswood?
We are not aware of any plans on the part of the BSA to develop such a register.
This question may be naive but I am new to the house moving as FTB of a two bedroom flat in Potswood. Do I receive the keys to the premises on completion from my solicitor? If this is the case, I will use a local conveyancing solicitor in Potswood?
There is no need to visit the lawyers office on the day of completion. Conveyancing lawyers for you will transfer the completion advance to the seller's conveyancers, and once they have received this, you will be able to collect the keys from the selling Agents and move into your new home. Usually this occurs between 1 and 3pm.
I have a mortgage with Santander for my property in Potswood. Conveyancing has been completed a year ago. If I am intending to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Santander?
Santander must be informed of your intention before letting out your property as this is likely to be a breach of Santander’s mortgage conditions. It may be that Santander will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Santander directly. It should not be necessary to do this via a Santander conveyancing panel solicitor.
I am due to exchange contracts on my apartment. I had a double glazing fitted in July 2006, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, Santander are being a right pain. The Potswood solicitor who is on the Santander conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Santander are insisting on a building regulation certificate. Why do Santander have a conveyancing panel if they don't accept advice from them?
It is probably the case that Santander have referred the matter to their valuer. The reason why Santander may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Me and my brother purchased a semi-detached Georgian property in Potswood. Conveyancing practitioner acted for me and Bank of Scotland. I happened to do a free search for it on the Land Registry database and there are two entries: the first freehold, another for leasehold with the matching address. I'd like to know for sure, how can I find out??
You need to read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Potswood and other locations in the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also question the position with the conveyancing practitioner who carried out the work.
How difficult is it to change firm as I need to select a firm on the Bank of Scotland conveyancing list. I instructed a local conveyancing solicitor in Potswood round the corner but he is not accepted by Bank of Scotland
It would be our pleasure to help you select a conveyancing solicitor in Potswood on the Bank of Scotland panel. Please note that the conveyancers that we work with do not pay us a referral fee if you instruct them and are fully regulated by the Solicitors Regulation Authority who oversee all conveyancing solicitors in Potswood. In making use of the find a conveyancing solicitor tool on this page, you can compare and instruct different solicitors and conveyancers both nationally and in Potswood.
In my capacity as executor for the estate of my grandfather I am selling a house in Cardiff but reside in Potswood. My lawyer (approximately 260 miles from merequires that I execute a stat dec prior to the transaction finalising. Could you suggest a conveyancing lawyer in Potswood to attest this legal document for me?
Technically speaking you are not likely to need to have the documents attested by a conveyancing solicitor. Normally any notary public or solicitor will suffice regardless of whether they are based in Potswood